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Student Loans are Great, But Only if Used Correctly
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65,500 Views ā€¢ Jun 4, 2021 ā€¢ Click to toggle off description
This is the first lecture in a series of lectures that I am tentatively calling "How to Do Well in College." This first lecture focuses on how student loans work and how they constitute a smart risk, wherein students are betting on themselves. The result is that it is incredibly important to study and graduate from college. In order to explain this, I have to explain some things about my own family and my great-grandfather, and also the nature of the home mortgage loan.

Here are three good articles about the income boost that comes from a college degree:
www.insidehighered.com/news/2019/11/14/differencesā€¦
investopedia.com/articles/personal-finance/062515/college-tuition-vs-investing-it-worth-it.asp
www.economist.com/united-states/2014/04/05/is-collā€¦
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Views : 65,500
Genre: Education
Date of upload: Jun 4, 2021 ^^


Rating : 4.963 (17/1,811 LTDR)
RYD date created : 2022-01-24T03:31:46.429499Z
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YouTube Comments - 93 Comments

Top Comments of this video!! :3

@tophatbanjo

1 year ago

I was a high school English teacher in a very, very tough urban school, and I gave this talk to my 10th graders from time to time. I had lots and lots of them who absolutely refused to believe me when I would tell them that if you don't graduate college, you still have to pay back the student loans you take--they simply rejected that notion as being unfair. Yikes! I retired about 10 years ago, I'm sure at least some of them have found out the truth the hard way, heh!

63 |

@rickycastillo6831

2 years ago

I needed this badly...Iā€™m a senior this Fall for college and I shouldā€™ve heard this since day one.

38 |

@mohammedhafiz7098

8 months ago

I am from India just a day from becoming 19 and passed highshool just going to enter college. My father passed away a year ago and it is the same time I going to take student loan when I encountered this video. A great handsoff to jeffrey sir , a straight forward men to men advice.

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@jasp9661

1 year ago

When he said "you have to graduate for this to actually work out" I felt that

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@hansvanderlinde4020

1 year ago

I donā€™t generally comment - but THIS video is just Brilliant man. It should be compulsory material at every school.

8 |

@omonighoefeturi7254

8 months ago

Your how to do well in college videos is one of the best things that happened to me academically. Funny, interesting, and educative. They tremendously changed my perspectives on studying. Prof Kaplan, thank you so much for taking out your precious your time to do this.

9 |

@Paul-om1zs

1 year ago

Your channel is a hidden gem. Thanks for sharing all this knowledge.

13 |

@Dru_Daily

1 year ago

So glad I found this playlist!!when I first went to school impulsively no one told me any of this I didnā€™t even know how loans let alone fixed home mortgage loans worked.I stumbled so much from 18 yrs old to 22 lost..now that Iā€™m going back to school and I know what I want to do Iā€™m blessed to have this resource thank you so much

17 |

@YouBuyWeRush

2 years ago

This video came at the perfect time. Iā€™m thinking of going back to school as an adult.

9 |

@bruv8668

3 months ago

bro im one of your students, actaulkly thank you for adding this to the curriculum, this is literal gold and I would've never cared to learn otherwise.

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@rayraman3243

10 months ago

IF you are a STUDENT, please watch, take time to think and APPLY the wisdom. YOU will dramatically increase the probability of WINNING the BET on yourself. Your choice - a successful life or a painful, empty existence. I'm grateful to you, Professor, for imparting your wisdom.

2 |

@motebangphalatsi9756

5 months ago

If only I had come across Philosophy before I begin my college. I am taking it part time. This is evident to be the key to unlocking so many struggles I faced

1 |

@paladinsorcerer67

1 year ago

I had bad study skills going in to college. I thought that I could cruise through class like I had in high school, but I was wrong. I corrected my study habits, but I also only ever got average grades that kept my gpa mediocre. And I never felt like I could keep up with the course work enough to do well on exams. I was set on being an engineering student, although I had proclivities for the humanities. I knew about the student loans dilemma, but I figured that I had a better chance of getting a job as an engineering graduate than otherwise, so I graduated with a bachelors in engineering. I am not sure if this is correct, but my takeaway is this: major in something you are good at, AND that you enjoy doing. You have a better chance of getting good grades that way, and so you have a better chance of graduating with a high gpa. You might have to take the hit of having a degree that employers aren't hiring for, and that's something you have to decide for yourself, if the risk of that is worth it.

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@joshuafearing3165

2 years ago

Thank you, Professor Kaplan. I would love to see a video where you discuss applying to graduate school and your graduate school experiences, also.

11 |

@rumanmdhasan6224

9 months ago

i can't really express my feelings right now- just wanted to say i am so grateful to you that you decided to make these videos, unbelievable experience and great insights which are really unique

1 |

@k.t.7507

1 year ago

you're like the type of parent that everyone wants and needs. You're out here REALLY educating young people(and people in general) about the things that the educational system refuses to teach(no offense) because they'd rather see young people struggle financially because that's just more money in their pockets!!

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@YardyBritishfamily

1 month ago

I like this. I took out a student loan to build a future for my children, and I am not going to waste my time on social media.

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@AlexejLihov

1 year ago

Just wanted to say Hi from Belarus. Great videos, epic delivery as always

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@glaucon9876

2 years ago

This lecture is great, thanks for sharing and hope there will be moreļ¼

2 |

@sasha4518

2 years ago

Easy to understand and useful video. Amazing job! Thank you for the valuable information. I'm sure you'll get your job tenure.

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