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the student guide to personal finance 💸 adulting 101
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949,055 Views • Jun 30, 2020 • Click to toggle off description
thanks grammarly for sponsoring this video! visit grammarly.com/studyquill to get started + get 20% off a premium subscription. find timestamps and extra info in ye old description box ↓↓↓

in today's video we shall discuss jobs for teens, budgeting, saving, and the basics of money management. let me know if you would like more videos on any of these topics!

→ TIMESTAMPS
0:00 intro
0:43 the bare bones basics
1:50 income + jobs
3:16 grammarly demo (ad)
4:26 income + jobs, continued
5:09 checking accounts + how to avoid losing money to them
7:58 budgeting + a simple template
9:15 must-have spending (student loans, bills, groceries, etc)
10:58 nice-to-have spending (going out + shopping)
12:34 credit cards + building your credit score
14:21 savings in high-yield accounts
16:23 investing in stocks + bonds
19:09 retirement + why to start saving ASAP
20:31 final recap

→ MORE VIDEOS
⋅ tips to start a studygram/studytube -    • how to start a studygram 📸 tips from ...  
⋅ ipad pro unboxing + current setup -    • ipad pro unboxing + current setup 🍑 a...  
⋅ how to actually reach your goals -    • how to actually reach your goals 🌱 a ...  
⋅ how to trick yourself into being productive -    • how to trick yourself into being prod...  

→ HELPFUL RESOURCES
⋅ the financial diet (youtube channel)
⋅ mint.com - a budgeting + spending tracker app
⋅ broke millenial by erin lowry (book + blog)
⋅ all your worth by amelia warren tyagi + elizabeth warren (book)

→ instagram - @studyquill

→ MY BOOK - Study With Me - bit.ly/studywithmebook
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→ help translate & caption my videos - bit.ly/2AvGeCH

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full transparency - any links to amazon are affiliate links, meaning i get a small commission if you buy anything through my link.

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down lo - soundcloud.com/colinbain
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guys wtf how did i get sponsored by grammarly i'm fangirling hard rn #grammarly
→ BUSINESS INQUIRIES - studyquill@select
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Views : 949,055
Genre: Education
Date of upload: Jun 30, 2020 ^^


Rating : 4.977 (254/44,404 LTDR)
RYD date created : 2022-04-08T13:33:02.858501Z
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YouTube Comments - 749 Comments

Top Comments of this video!! :3

@studyquill

3 years ago

thanks grammarly for sponsoring this video! visit grammarly.com/studyquill to get started + get 20% off a premium subscription. timestamps below ↓↓↓ → TIMESTAMP S 0:00 intro 0:43 the bare bones basics 1:50 income + jobs 3:16 grammarly demo (ad) 4:26 income + jobs, continued 5:09 checking accounts + how to avoid losing money to them 7:58 budgeting + a simple template 9:15 must-have spending (student loans, bills, groceries, etc) 10:58 nice-to-have spending (going out + shopping) 12:34 credit cards + building your credit score 14:21 savings in high-yield accounts 16:23 investing in stocks + bonds 19:09 retirement + why to start saving ASAP 20:31 final recap

562 |

@jellyfish2556

3 years ago

Why am I watching this? My only stream of income is getting red packets from family and friends during Chinese New Year

4.5K |

@octopiarejustwetspiders

3 years ago

A couple things: 1. Jasmine, your makeup looks bomb! 2. Can you make "Adulting 101" a series? Like school doesn't teach us personal finance, taxes, how to apply for jobs, how to live on our own, etc. and those things are really important!

5.6K |

@kyraanderson5875

3 years ago

Biggest tip to everyone - ALWAYS ask if there is a student discount. So many places have them and no one even knows. Even a lot of online websites have discounts. Local food shops, movie theaters, clothing stores, ect will have student discounts that they don’t necessarily promote.

2.3K |

@syzikiy4450

3 years ago

everyone's favorite college role modelis teaching 12 yo me how money works. yay thanks

2.2K |

@kyrstiejoycesanjose9335

3 years ago

The tip to reduce your telephone bill/Wi-Fi is really effective. I called the company months ago saying that I wont avail their service anymore and they reduced it 30% of the bill

1.4K |

@cheezontoast3375

3 years ago

Personal Finance in 9th grade taught me to follow the 50-20-30 rule 😅 50 percent of your income goes towards things you need (bills and things like that), 20 percent goes to your savings, and 30 percent is personal

879 |

@slyboiimo11

3 years ago

I feel like the faster you accept responsibility is the faster you become an adult no matter what age you are. I swear I became the most happy when I became self sufficient. There’s nothing more fulfilling then listening to your self and supporting yourself. I recently just did a video on the same topic pretty sure y’all will like it. Much love ❤️

373 |

@meadow392

3 years ago

Hey! Important advice for under age 18: If you're parent/guardian has a credit card, they can add you as an authorized user. Then, when they pay the bill on time every month, by the time you turn 18, boom 800+ credit score. Edit: read the replies

1.1K |

@applecherry7507

3 years ago

You teach me things. You are my internet big sister. I do earn money with my internships but it somehow disappeares .I am a junior and your advice is gold for me.

387 |

@candypak7532

3 years ago

It is quite unbelievable for the fact that there are kids job you've mentioned which can really earn money. In my home (HK), there is no such things, and we cannot work if we are under the age of 16. We will opt for part-time jobs such as working in the convenient stores, but usually most students will tend to earn money as tutors and teach primary students' homework, as academic results are emphasised by the society here.

740 |

@veramonique1724

1 year ago

Nobody can become financially successful overnight. They put in background work but we tend to see the finished part. Fear is a dangerous component, hindering us from taking the bold steps we need in other to reach our goals.

423 |

@nathanielyankey3626

3 years ago

My school actually went through the trouble of teaching us most of this information, setting aside a week during the end of the semester to teach us. Thanks for the video. It’s really helpful.

244 |

@sweetdia_med

3 years ago

I feel like managing finance will always be a lifelong challenge😭 “You’re worth it” - thank you Jasmine!

153 |

@jessielin3149

3 years ago

wth since when did youtube section off their videos based on timestamps?? is this new or have i just not noticed this for a long time?

267 |

@yuumedreams

3 years ago

One thing I like doing for the "nice to have" section: as a collector, when I see something nice that's not necessarily in my wishlist atm (also thats not a limited edition cuz that's a whole other thing😂), I wait until the last minute before I decide on buying it. It helps me prevent impulse purchases! I have this mindset that if I do not remember the item after X time, then i really do not want it. I just wanted it in the moment thus more likely ending with an impulse purchase. It really helps when there's like a deadline such as pre-order item. If not, can set a personal one like a week or until you get paid. In regards to limited edition items, usually they're announced or leaked in advance; can give you a lot of time to think about it or remember it by the launch date😂

112 |

@elle-pf5of

3 years ago

I personally agree on one of the comments that says she need to do a adulting101 series! It is a good content because there are many teens that doesnt know what to because school isnt teaching us!

88 |

@LeonardoOliveira-cp1dw

3 years ago

I love the content of today's video bc is pretty usefull for us teenagers/young adults. Please keep doing content like this. Thank You.

307 |

@hniangt2602

3 years ago

Why do I have such a hard time understanding anything money related?? 😭😭

497 |

@shaya6429

3 years ago

As someone who’s about to become a high school freshman this video definitely helped me out, and I would love to see one on making an income through the internet

114 |

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