Views : 47,624
Genre: Education
Date of upload: May 23, 2021 ^^
Rating : 4.955 (27/2,363 LTDR)
RYD date created : 2022-01-23T22:00:42.484032Z
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Top Comments of this video!! :3
This is a great video and really interesting topic. You did an amazing job paying off all your student debt. In my 40s I found the audiobook of Dave Ramsey's "The Total Money Makeover" was a great starting point for working out what to focus on and how. The 15 per cent to pension and focusing on paying off the mortgage to live debt free was really helpful in planning these events years from when they arrive.
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Great video! I’m 28 yrs old. I hunkered down a few yrs ago and paid off our two vehicles 18 months before payoff date, paid off my student loans during the pandemic (not a single $ forgiven), and continued to increase investment opportunities. I currently invest 11% of my income from work into my 401k (4% matched from employer). I refinanced my 30 yr mortgage into a 15 yr and increased the amount i pay extra to principal by 100% with a goal to pay it off by 2028 (6.5-7 yrs early). All while we’re able to spend that 30% on wants like you mentioned. I also rerouted about 25% of my savings into the stock market and continue to add as I see fit.
I fullly believe 85% of the battle is setting a goal within your means. The rest is left up to dedication to adhere to that goal. There’s so much i did right from the get go, but much more areas I did wrong. Keep asking and keep learning guys! Not everyone’s goals will fit yours.
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@GwilymJames
2 years ago
Kudos for setting up that overhead shot at 0:17 for just a split second clip.
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