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47,624 Views • May 23, 2021 • Click to toggle off description
Thanks the Alphil Guilaran from the Financial Literacy Counsel!
flci.ca/
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Views : 47,624
Genre: Education
Date of upload: May 23, 2021 ^^
Rating : 4.955 (27/2,363 LTDR)
RYD date created : 2022-01-23T22:00:42.484032Z
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YouTube Comments - 67 Comments
Top Comments of this video!! :3
This video is very timely indeed, as someone at University and starting to think about managing my money going forward. Thanks! 😊
56 |
Something I wish I knew when I was 20:
- Save up for a deposit and buy property, any property.
- Invest spare cash into an index fund
4 |
Love this channel! Very underrated.
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Great Stuff! Keep these videos coming!
2 |
This is a great video and really interesting topic. You did an amazing job paying off all your student debt. In my 40s I found the audiobook of Dave Ramsey's "The Total Money Makeover" was a great starting point for working out what to focus on and how. The 15 per cent to pension and focusing on paying off the mortgage to live debt free was really helpful in planning these events years from when they arrive.
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As someone who is 20, thank you.
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Aye! I just got hired! Thankfully, I have no debt.
This video came at the right time.
7 |
always great content! appreciate your will power. "sensual cinema" too funny.
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I’m not too sure about everyone else but I think a video going more in depth about where to invest would be a great idea 💡 there’s so many ways to go and traps to fall into . Loving the content brotha ! Keep it up
2 |
Very insightful, hope y’all drop the full conversation Alphil!! Pls start a podcast about topics like these that go more in-depth. You’re a great moderator
11 |
Brilliant video!
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Love how your production ideas evolve and change 👏 amazing content as always
5 |
just came across your channel, instant subcription! quality content :)
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Great video! I’m 28 yrs old. I hunkered down a few yrs ago and paid off our two vehicles 18 months before payoff date, paid off my student loans during the pandemic (not a single $ forgiven), and continued to increase investment opportunities. I currently invest 11% of my income from work into my 401k (4% matched from employer). I refinanced my 30 yr mortgage into a 15 yr and increased the amount i pay extra to principal by 100% with a goal to pay it off by 2028 (6.5-7 yrs early). All while we’re able to spend that 30% on wants like you mentioned. I also rerouted about 25% of my savings into the stock market and continue to add as I see fit.
I fullly believe 85% of the battle is setting a goal within your means. The rest is left up to dedication to adhere to that goal. There’s so much i did right from the get go, but much more areas I did wrong. Keep asking and keep learning guys! Not everyone’s goals will fit yours.
4 |
Just a student in their teens with no money or source of money but still found it extremely helpful as I can make my mindset from right now about my spendings when I do get money.
Very helpful one❤️
Thank you for creating this video
8 |
Big fan from Morocco. I'll definitely watch Sensual Cinema
3 |
As someone who is 24 and still in University, this is very interesting aswell.
10 |
That's decent advice. I would flip the wants and goals percentages. 30% for goals and 20% for wants. The investing you do in the stock market in your early 20's will most likely be the most productive investments you make. Those articles that talk about how much harder it is to catch up on retirement savings if you start to invest in your 30's vs. your 20's are true. You will be missing out on tens if not hundreds of thousands of dollars worth of growth.
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More videos about hard work, discipline, reaching goals, habits, business please
8 |
@GwilymJames
2 years ago
Kudos for setting up that overhead shot at 0:17 for just a split second clip.
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