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92,247 Views ⢠Feb 23, 2024 ⢠Click to toggle off description
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Views : 92,247
Genre: Entertainment
Date of upload: Feb 23, 2024 ^^
Rating : 4.496 (320/2,222 LTDR)
RYD date created : 2024-03-21T07:48:30.264487Z
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YouTube Comments - 516 Comments
Top Comments of this video!! :3
âAdults devise a plan and follow, children does what feels good.â
-Dave Ramsey
240 |
The best self care decision I ever made was paying off all of my debt.
209 |
Iâd love to see Dave Ramsey on the PBD Podcast
232 |
Being debt free is a form of self care.
81 |
My wife and I have paid off over $160k in consumer debt in three years. Never going back. Debt is modern slavery.
221 |
I'm a gen Z, and my whole life I watched my parents and family members be enslaved to their own bad choices and debt. I haven't accumulated any debt ever, and have a bunch of income to invest. I follow his advice and it works.
186 |
The Ramsey team changed our lives. We paid off $95,000 in 27 months and I cannot describe to someone how much it improved my life, my marriage and my familyâs life to owe no one anything. It is not only gen z. I would say I have spoken to 100âs of people over our debt free journey that are millennials and gen x that feel the same way about a YOLO life style. Gen z has financially responsible people too.
31 |
My wife and I started the Dave Ramsey plan in the summer of 2019 with 350K in debt (not including our mortgage). We now have only 35K left of my student loans that I plan on paying off come this May. We can finally see the light at the end of the tunnel. The baby steps truly works if you have the discipline.
138 |
From experience I can tell you that a huge part of self care is being debt free. I don't worry about anything. What I have is certainly not the best. Does it work? Absolutely.
62 |
Grandpaâs annual income was about 1/3 of the total cost of a home. Now, annual income is about 1/11 the cost of a home.
You guys normally hit the nail on the head. You missed the mark here.
Average home buyer right now is 49 years old. Less than 16% of people can afford to buy a home, and Adam thinks saving $1,500 annually by not buying fancy coffee is going to make a difference.
The American Dream was sold to the highest bidder and the next generation was sold down river.
20 |
Applying Ramseyâs principle is not only self-care but also self development. To know you have an emergency fund, no debt, and have money growing while the discipline you developed doing the steps is a peace like you donât even know
14 |
We are debt free. So when prices rose on all kinds of items, we were not effected much. Debt free is always the way to go.
42 |
Iâm a millennial, my parents have been strapped with debt all their life, I didnât want to live that life. Wife and I donât have the nicest house or newest cars, but we have next to no debt, our lifestyle is relaxed and we can do things with and for our kids.
69 |
Self-care just means âdo whatever makes me feel good.â Thatâs a childâs mentality. My wife and I started the baby steps May 2022. We paid off $50,000 in debt in 4 months and are going to finish paying off her student loan next month. We were able to buy a house last January because we followed Daveâs plan. After we save up 6 months of living expenses we are going to throw my wifeâs entire paycheck and my VA disability check at the mortgage and have it paid off in 3-4 years.
42 |
Dave Ramsey DOES NOT SAY to buy a house with cash. HE SAYS to get no more than a 15 year mortgage. Way to F that up Adam!
54 |
He doesnât necessarily say buy a house with cash. He says if you need to take a mortgage to have a down payment of 20%, 15 year fixed mortgage, and your mortgage should only be 25% max of your monthly income. This keeps you from feeling underwater with too much of your income tied up in a house payment.
32 |
A lot of us Millennials felt the same way. Needless to say many quickly changed their minds.
22 |
The American Middle-Class dream was owning a home, raising a family, getting a college degree, and retiring in comfort. Homes, degrees, family, and now retiring has been priced out for Gen Z. Wages have remained stagnate--on purpose, mind you.
30 |
No debt is self care!
39 |
@farkas480
2 months ago
I did the Dave Ramsey thing to get out of debt. I also worked hard after debt, I saved up 6 months of living expenses and I no longer had anxiety problems, or insomnia, or bi-polar depression. When I work overtime, Iâm able to save towards retirement. I paid cash for a new phone a few weeks ago and I was able to pay for my truck repairs without going into my savings, because the overtime paid for it. I donât owe anyone any money. I believe in the Ramsey philosophy
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