ImmersiveAmbientModecolor: #cd9b97 (color 2)
Video Format : 22 (720p) openh264 ( https://github.com/cisco/openh264) mp4a.40.2 | 44100Hz
Audio Format: Opus - Normalized audio
PokeTubeEncryptID: 758775c992a2ef1098b13e7d0cfd791c71bcee1b18c67770bd853c6cb0fb55cba583676d63f6207d9750d402662630f3
Proxy : eu-proxy.poketube.fun - refresh the page to change the proxy location
Date : 1715286457600 - unknown on Apple WebKit
Mystery text : dFlHT2lTWHJJT00gaSAgbG92ICB1IGV1LXByb3h5LnBva2V0dWJlLmZ1bg==
143 : true
92,247 Views ā¢ Feb 23, 2024 ā¢ Click to toggle off description
Join the conversation in the comments now!
-------
Tweet Patrick on Twitter twitter.com/patrickbetdavid
FaceTime or Ask Patrick any questions on minnect.com/
Subscribe to our channel: bit.ly/2aPEwD4
To reach the Valuetainment team, you can email: info@valuetainment.com
Be sure to visit Valuetainment.com for the latest news, opinions and analysis you won't find anywhere else!
Views : 92,247
Genre: Entertainment
Date of upload: Feb 23, 2024 ^^
Rating : 4.496 (320/2,222 LTDR)
RYD date created : 2024-03-21T07:48:30.264487Z
See in json
YouTube Comments - 517 Comments
Top Comments of this video!! :3
āAdults devise a plan and follow, children does what feels good.ā
-Dave Ramsey
240 |
The best self care decision I ever made was paying off all of my debt.
208 |
Iād love to see Dave Ramsey on the PBD Podcast
232 |
I'm a gen Z, and my whole life I watched my parents and family members be enslaved to their own bad choices and debt. I haven't accumulated any debt ever, and have a bunch of income to invest. I follow his advice and it works.
185 |
My wife and I have paid off over $160k in consumer debt in three years. Never going back. Debt is modern slavery.
221 |
Being debt free is a form of self care.
81 |
My wife and I started the Dave Ramsey plan in the summer of 2019 with 350K in debt (not including our mortgage). We now have only 35K left of my student loans that I plan on paying off come this May. We can finally see the light at the end of the tunnel. The baby steps truly works if you have the discipline.
138 |
The Ramsey team changed our lives. We paid off $95,000 in 27 months and I cannot describe to someone how much it improved my life, my marriage and my familyās life to owe no one anything. It is not only gen z. I would say I have spoken to 100ās of people over our debt free journey that are millennials and gen x that feel the same way about a YOLO life style. Gen z has financially responsible people too.
31 |
From experience I can tell you that a huge part of self care is being debt free. I don't worry about anything. What I have is certainly not the best. Does it work? Absolutely.
61 |
Iām a millennial, my parents have been strapped with debt all their life, I didnāt want to live that life. Wife and I donāt have the nicest house or newest cars, but we have next to no debt, our lifestyle is relaxed and we can do things with and for our kids.
69 |
We are debt free. So when prices rose on all kinds of items, we were not effected much. Debt free is always the way to go.
42 |
Dave Ramsey DOES NOT SAY to buy a house with cash. HE SAYS to get no more than a 15 year mortgage. Way to F that up Adam!
54 |
Self-care just means ādo whatever makes me feel good.ā Thatās a childās mentality. My wife and I started the baby steps May 2022. We paid off $50,000 in debt in 4 months and are going to finish paying off her student loan next month. We were able to buy a house last January because we followed Daveās plan. After we save up 6 months of living expenses we are going to throw my wifeās entire paycheck and my VA disability check at the mortgage and have it paid off in 3-4 years.
42 |
Grandpaās annual income was about 1/3 of the total cost of a home. Now, annual income is about 1/11 the cost of a home.
You guys normally hit the nail on the head. You missed the mark here.
Average home buyer right now is 49 years old. Less than 16% of people can afford to buy a home, and Adam thinks saving $1,500 annually by not buying fancy coffee is going to make a difference.
The American Dream was sold to the highest bidder and the next generation was sold down river.
20 |
He doesnāt necessarily say buy a house with cash. He says if you need to take a mortgage to have a down payment of 20%, 15 year fixed mortgage, and your mortgage should only be 25% max of your monthly income. This keeps you from feeling underwater with too much of your income tied up in a house payment.
32 |
Applying Ramseyās principle is not only self-care but also self development. To know you have an emergency fund, no debt, and have money growing while the discipline you developed doing the steps is a peace like you donāt even know
14 |
A lot of us Millennials felt the same way. Needless to say many quickly changed their minds.
22 |
Tom always looking sharp.
27 |
When you're in shape and your money is on point you don't constantly need "self care" because you're stress free all day every day.
Wasting money on "experiences" that should have been invested is why these people are perpetually overstressed and medicated
12 |
@farkas480
2 months ago
I did the Dave Ramsey thing to get out of debt. I also worked hard after debt, I saved up 6 months of living expenses and I no longer had anxiety problems, or insomnia, or bi-polar depression. When I work overtime, Iām able to save towards retirement. I paid cash for a new phone a few weeks ago and I was able to pay for my truck repairs without going into my savings, because the overtime paid for it. I donāt owe anyone any money. I believe in the Ramsey philosophy
638 |