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❌ Think a charge-off means your debt is gone? Think again.
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A charge-off is just an accounting term creditors use to mark a debt as “uncollectible” for their books. But here’s the truth:
👉 You’re still legally responsible for paying it.
👉 Creditors may still come after you.
👉 It continues to impact your credit profile.

💡 Don’t ignore a charge-off. The debt doesn’t disappear — and neither does your responsibility.

#credittips #creditscoretips #financialliteracy #smartmoneymoves #debtawareness #creditrepair #moneytips #finance101 #moneymatters #goodcredit #financialfreedom #SmartCreditMoves #crediteducation
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RYD date created : 2025-08-25T16:00:05.164938Z
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