LOW Forex Transaction Fee Credit & Debit Cards! (August 2025) π³βοΈ
No cash? No problem! Hereβs your guide to credit and debit cards with the lowest foreign transaction fees for stress-free swiping abroad.
π³ Credit Cards with Low Forex Fees:
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UnionBank Reserve - 1%
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Metrobank Travel 1.68%, After 2025 - 1.7%
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EastWest Priority/KrisFlyer/World, Chinabank Destinations World (After 2025), BDO Visa Signature - 1.7%
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Maybank Visa Infinite & Platinum - 1.75% | 1.8% after cashback, respectively
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All BPI Credit Cards and All BDO Elite Cards (Except BDO Visa Signature) - 1.85%
π‘ Bonus: Unlimited Cashback Cards (AMEX & UnionBank Platinum)
π§ Debit Cards with Low Forex Fees:
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GCash Visa & Mastercard & SeaBank Mastercard - 0%
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GOtyme - 1%
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Maya - 2.75%
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CIMB Visa - 3%
β¨ Pro Tips for Travelers:
- Always select the local currency (country of transaction) when swiping for better rates.
- Visa cards tend to have better exchange rates than MasterCard based on my tests in Korea, Taiwan, and Japan!
- Search βJax Reyes Kreator Shopβ on Klook and get up to 50% discount, save more when you book using promo codes JAXKLOOK for discounted rates via bit.ly/JAXKLOOK
π¬ Join the KasKasan Buddies Community for exclusive hacks and promos!
π± Follow me for more:
IG/TikTok: @jaxreyes_
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Lowest Credit Card Foreign Transaction Fees: The Hidden Cost Youβre Probably Ignoring π³
You're charged more than the exchange rate whenever you use your credit card for international purchases or travel. Foreign Transaction Fee is the extra cost.
These small charges add up fast, lalo na if you shop or travel often. Time to check your cardβs terms or consider switching to one with lower forex fees.
π Save this post and check before you swipe next time!
β
Credit Card Application - go.kkbuddies.com/m/KKB
β
JAXKLOOK - Save money on your next trip! Use JAXKLOOK for 5% off your next Klook adventure. Available for Hotels, Adventures, Flights, Food, and so much more!
β
YouTube: youtube.com/@JaxReyes_
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Earn your miles the Cheapest Way βοΈ
Turn your everyday spending into travel rewards! I compiled all the cards that can earn you the cheapest way to get those miles for traveling.
Remind ko lang bes na with the right credit cards, you can earn airmiles faster than ever even when you're dining out, shopping online, or booking your next trip.
β¨ Pro Tips for Travelers:
- Save more when you book using promo code JAXKLOOK for discounted rates.
- Donβt forget to use your LOW FOREX TXN FEE cards and MILES earning cards to fly for free (technically)
π¬ Join the KasKasan Buddies Community for exclusive hacks and promos! Donβt miss out on tips to maximize your cards abroad.
π± Follow me for more:
IG/TikTok: @jaxreyes_
YouTube: youtube.com/@JaxReyes_
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2025 FREE SHEET TRACKERS FOR YOUR FINANCES π
Managing your finances doesn't have to be complicated. You don't have to have the best sheet, it can be as simple as possible as long as you understand how it works!
I created and compiled the sheets that I use personally, and it might work for you too! All can be downloaded using the links below or by scanning the QR code.
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Budget Tracker: bit.ly/JaxBudgetTracker
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Calendar Credit Card Statement Tracker: bit.ly/2025CCTrackerMonth
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Credit Card Perks Look-Up: bit.ly/CCLookup
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Asset Tracker: bit.ly/JaxAsset
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Card Rebate Spend Tracker: bit.ly/rebate-tracker
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Credit Card Statement Tracker: bit.ly/CCTrackerList
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NAFFL (No Annual Fee For Life) Tracker: bit.ly/JaxNAFFLTracker
I hope these sheets will help you because they helped me organize my finances!
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It is super humbling to be given a special recognition on Social Impact by TikTok Philippines for 2024.
My vision with personal finance, proper finance education, and proper use of credit card, I believe that every Filipino will be uplifted and if we uplift every Filipino, we uplift the Philippines as a whole. Thatβs the reason why I create this kind of content and make it very easy to understand.
Salamat po for being together with me through this journey and I am so thankful for your support (your likes, shares, reacts, these are my signs that I am doing something meaningful)
What a great way to wrap up 2024! Don't be tired to continue watching my videos for 2025 ah? And as always, wag po kayong mahiya magtanong! β€οΈ
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FREE SHEET TRACKERS FOR YOUR FINANCES π
Managing your finances doesn't have to be complicated. You don't have to have the best sheet, it can be as simple as possible as long as you understand how it works!
I created and compiled the sheets that I use personally, and I think that it might work for you too! All can be downloaded using the links below or by scanning the QR code.
β
Budget Tracker: bit.ly/JaxBudgetTracker
β
Calendar Credit Card Statement Tracker: bit.ly/2024CCTrackerMonth
β
Asset Tracker: bit.ly/JaxAsset
β
Holiday Card Rebate Spend Tracker: bit.ly/HolidaySpendTracker24
β
Credit Card Statement Tracker: bit.ly/CCTrackerList
β
NAFFL (No Annual Fee For Life) Tracker: bit.ly/JaxNAFFLTracker
I hope that these sheets will help you because it helped me organize my finances!
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We hit 40K subs na!!!
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Pagusapan natin yan on Tiktok!!
#JaxReyes
GET IN TOUCH WITH US:
JAX π¦
πΈ Instagram: www.instagram.com/jaxreyes_
π¦ Twitter: twitter.com/jacquesjax
π΅ TikTok: www.tiktok.com/@jaxreyes_
hello@jaxreyes.ph
1 March 2020