Hey guys, it’s Tracey. My hubby and I are a semi-retired couple living In Southern California. Here on this channel I share our personal budget. I use the pay yourself first budget method. You first put a portion of your paycheck to savings, investing and debt. Then you pay your bills and spend the rest GUILT FREE!!. I’m trying to keep our finances in order while living my best life!!
-Paid off our Mortgage 4/2021
-Paid off personal loan 11/2021
-Paid off car loan 9/2022
-I retired 11/2022
My desire was to retire early and babysit my grandbaby💕
**update We are back in debt ** August 2024