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ppcian @UCXtrYuGksGkkyls50lPWvYQ@youtube.com

87K subscribers - no pronouns :c

A reflection of my 20+ years of investing experience and my


Welcoem to posts!!

in the future - u will be able to do some more stuff here,,,!! like pat catgirl- i mean um yeah... for now u can only see others's posts :c

ppcian
Posted 2 months ago

The #dividend game. 📈 I can make it look easy, but the game is anything but easy. 😎 It’s a long, arduous adventure. Patiently waiting, when I feel anything but patient. Blood, sweat, and tears. 😭 Sleepless nights. A multitude of good/great times too (and learning to enjoy the simple pleasures of life)! 😎 More than anything, true #gratitude for my wife and kids. 🙏 Stock and #ETF selection is relatively simple. Those skills can be learned in a matter of years. It’s the decades of grinding out active income that gets converted and deployed into passive income, forever assets. 💪 It’s avoiding (too much) lifestyle inflation, while the world around you is living it up. (Although, breaks/milestone rewards are key. 🏖️) It’s working hard for active income when you are anything but motivated. 😅 It’s realizing the journey takes way longer than you anticipated, especially in face of our world’s runaway inflation. 💰 It’s dealing with difficult work circumstances from time-to-time (or all the time). It’s a lonely, personal journey, but great strength can come from the dividend community. 💪 These days, I can see the light at the end of the tunnel. But, I must stay strong and keep pressing forward. I may make it look easy, at times, but I’m challenged in this dividend journey oftentimes. I respect the game and I’m thankful for the difficulty level, because it all makes the reward so much more fulfilling. 🙏 Reach for the stars, everyone! 💫 #dividends #stocks #invest #investing #investor

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ppcian
Posted 2 months ago

I had the distinct pleasure of meeting fellow #dividend investor and YouTuber, ‪@rynewilliams‬. 🎉 We had a great time discussing life, #investing, financial freedom, and so much more. 📈 Ryan mentioned that I inspired him in the early days of his investing and YouTube channel. 🙏 Ryne has also inspired this OG to keep going. 😎 I greatly admire his hustle, dedication to reading, and overall YouTube that’s educating others while growing at warp speed. 🚀 Look forward to catching up again, my friend! ☕️ (Disc: I’m long SBUX)

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ppcian
Posted 2 months ago

Hi Friends, I just published a brand new blog post sharing my experience with #dividend yield on cost. As a long-term dividend #investor, I have personally found yield on cost to be the cornerstone of my strategy. It's a concept that many new investors may struggle to understand, so my blog post includes the theory and the results in-practice. I'm also pleased to link to several helpful videos, including some old school ones. If you're a fan of yield on cost, please make sure to share this resource with a friend or two. I'm hoping this post is able to help the community and possibly change some lives! www.ppcian.com/dividend-yield-on-cost/

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ppcian
Posted 5 months ago

QUESTION: “Ian, are you purely a #dividend investor? Or, are you a sometimes a growth #investor?” ANSWER: I’m almost exclusively a dividend investor, but I buy positions in high-quality companies, like Caterpillar, that tend to grow like crazy! 🚧 And, when I say grow, I’m talking about the dividend AND the #stock price! 💪 I first bought $CAT stock in 2013 at $86/share (and $0.60 dividend/share/quarter). It’s now at $330/share (and $1.41 dividend/share/quarter). 🎉 My simple 1st tranche dividend yield-on-cost is ($1.41*4)/$86=6.56%, even though the starting yield is now ($1.41*4)/$330=1.71%. As a dividend growth investor, I enjoy growing dividends and growing share prices. 🙏 Reinvestment fuels the snowball even more! While I never plan to sell, I could sell CAT in a pinch and move the money into a higher-current-yielder. I’d generally only do that in an emergency, however, 🚨 as I tend to buy and hold forever. (Disclosure: I’m long CAT)

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ppcian
Posted 8 months ago

Hi #dividend investing friends! Just wanted to provide an update. I’ve gone a bit silent lately because I’ve been extremely busy at work with very long hours. I miss the dividend community & I will be back sooner or later. 😎 Hope you’re doing well & wishing you all the greatest!

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ppcian
Posted 11 months ago

RIP Charlie Munger. God Bless You! 🙌 Thanks for inspiring MANY of my thug life investing ways. 🙏 #investing #legend #restinpeace

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ppcian
Posted 1 year ago

Just returned from a truly epic Spring Break vacation to Disney World, Florida (DIS) with my family! What an amazing and memorable experience we had! The stock market was correcting while we were gone, and there might have been a bank failure or two, but I was too busy enjoying life to take a look. I also knew my dividend stocks have my back so I can rest assured the passive income is always flowing in my direction, no matter what the headlines may say on any given day. Dividend investing = positive vibes only. Here I am at Starbucks (SBUX) on Main Street of Disney's Magic Kingdom. What an impressive and efficient operation, a collaboration truly meant to be. (I don't know any better marketing/branding operations than Disney and Starbucks.) There is no better way to start a day at the Magic Kingdom than with my favorite Starbucks iced mocha in the Disney-branded cup, of course. Over the coming days, I'm going to get all caught-up, and I have so much to share! I'm especially sharing a lot of updates over on Instagram. (I'm @ ianlopuch on Instagram.) One big realization/epiphany is I plan to use dividends to fuel many more vacations like this one in the coming years. My dividends have a great purpose. In addition to fueling retirement, they can also fuel incomparable vacations. I hope you all had a fabulous Spring Break too. (Disclosure: I'm long SBUX. My kids are long DIS.) #dividend #stock #investing #disney #starbucks

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ppcian
Posted 1 year ago

Hello, friends! In my recent video, I touched on the bank failure at Silicon Valley Bank, in addition to the bigger topic of dividend safety (through the lenses of payout ratio and statement of cash flows). (You can watch the video here: https://youtu.be/j1P3j22xK0s ). Today, I wanted to share a recent update from the US Department of Tresury. It seems as if all depositors at Silicon Valley Bank will be made whole, with full access to their deposits as of Monday, March 13 (tomorrow). This is good news for the confidence in the US Banking System and also for the financial markets, in my opinion. You can read the US Department of Treasury press release here: home.treasury.gov/news/press-releases/jy1337 Hope you are all having a nice weekend!

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ppcian
Posted 1 year ago

Friends, I had the honor of being the guest on episode 138 of the ‪@DividendTalk‬ Podcast with ‪@EuropeanDGI‬! 🎧 It was a great experience, and I’m so grateful for the opportunity. 🙏 Make sure to tune in this weekend, subscribe, and let me know what you think! anchor.fm/dividend-talk/episodes/EP-138--Special-G… #dividend #stock #investing

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ppcian
Posted 1 year ago

Dividend investing friends, I shared a fun reel on my Instagram the other day that shared the "before" and "after" of this last weekend's extensive truck wash and mini-detail. (Below is the "after" photo that I used in my reel.) It's a sight to see, as my truck was very dirty after driving in the winter snow and rain. I didn't really feel like doing the work (and even considered paying a local detailer to perform the work), but my wife reminded me that I should remember all the good times I used to have washing cars. And, she was right! I learned a few things: 1) It's easy to get in a rut. All it takes is the commitment to "get started". I had not washed any of our vehicles for a while. As soon as I got into the practice of washing my truck (while listening to my favorite hip-hop tunes), I had a blast! Same is true for investing. This is why I love keeping up my momentum, brick-by-brick. Even small amounts invested build momentum. 2) Hard work is fun! While this truck wash took 6 hours and I was exhausted afterward, I felt such a sense of pride. Dividend investing is also hard work. It takes a long time with grueling work to reach FIRE (even semi-FIRE). However, I like that! The reward would not be satisfying if it were easy! 3) I love DIY tasks to save myself money. Skilled labor is expensive these days. It would have cost me $300 for the same 6-hour extensive wash and mini detail if I paid a local detailer. And, sometimes (although sparingly), I have to do this if the weather is too cold to wash my vehicle outside (the detailer has an indoor shop). However, this last weekend, I had zero excuses, since it was sunny outside. By "saving" this money, I immediately generated investment capital that I put to work on Monday in a high-yielder. (My Patrons already know this.) These days, we're looking for more ways to save money. DIY all the way. One big area of focus is cooking our own food at home and meal-prepping. It takes a lot of work and focus (with a lot of dishes to wash), but I believe there are so many parallels with my carwash story - building good momentum, doing something to be proud of, and generating more investment capital for those dividend stocks. I hope you enjoyed today's story. If you want to see my reel, I'm @ ianlopuch over on Instagram. Look forward to seeing your favorite money-saving activities in the comments below. Please share! Wishing you all an incredible day!

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