Discipline Funds is an educational channel helping explain the complex world of money, macroeconomics and finance in succinct videos. Cullen is the Founder and Chief Investment Officer of Discipline Funds, a low fee financial advisory firm with a focus on helping people be more disciplined with their finances. He is also the author of the best selling book Pragmatic Capitalism: What Every Investor Needs to Understand About Money and Finance and the popular research papers Understanding the Modern Monetary System and Understanding Modern Portfolio Construction.