Welcome to my channel! A little over 6 years ago my wife and I took that ever so important first step in recognizing that we had a money problem. Every year going deeper in debt to tell ourselves we will be fine when we get our next tax return..... Oh boy, what a way to live. I remember the exact moment getting this huge tax return and not only did it all go to debt , but we were more negative on bills than the previous year. I finally had enough and started researching for financial help. Flash forward to now the only debt we carry is a mortgage , but more important it changed me as a person. I now read and research ( financial/investing ) for hours almost every day so I could help family and friends do the same. Which brings me to YouTube. So let's begin your journey.
Lastly, I would like to add that everything on this channel is based on my opinion and research. I am a laborer by trade and like many others we had debts weighing us down. I'm here to share our experiences.