Welcome to the channel of Frank Tian, who is a consumer credit risk professional with 20 years of experience in the US and Canada.
Frank is the author of the book "Unsecured Lending Risk Management - A Practitioner's Guide".
This channel documents Frank's observations and quick views of industry developments. All opinions are his own.
Visit www.FrankTian.net for more banking and fintech resources - book, courses, newsletter, and consulting services.