I have been answering questions about commercial and residential lending, credit scoring, budgeting and all things money since 1991. I have faced the same issues, the same goals and the same dreams. I analyze families' financial situations to give them the best possible guidance.

I am an adjunct professor at Woodbury University, teaching architects about project finance. I also teach the course "Basics of Lending" for the California Association of Realtors. I broadened my own education and experience in credit and debt management so I could show you all the financial options available, from the garden variety to the out of the box choices. I figure out what makes sense financially for you and aim to explain it in the simplest and clearest terms.

Carl Spiteri
Branch Manager - Mortgage Advisor
NMLS id 286890
(858) 526-3037
carl.spiteri@benchmark.us
carlspiteri.com
Equal Housing Opportunity