The Hero Homebuyer Programsā¢ is a comprehensive program that takes care of all the research for you as to the available benefits; Both in down-payment assistance, as well as any government grants that may exist. A lot of people do not know that there are city, state and county grants that you may qualify for - which is very exciting. Hero Homebuyer Programsā¢ starts doing that research for you, so that you don't have to.