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John Murphy Area Sales Manager NMLS8207, Marcia Murphy Area Sales Manager NMLS322183, Bay Equity LLC. Equal Housing Opportunity. This is not a commitment to lend or extend credit. Restrictions apply. Rates will vary. Information/data is subject to change without notice. All loans subject to credit approval. Not all loans/products available in all states. Bay Equity LLC,770 Tamalpais Drive, Suite 207, Corte Madera, CA 94925; NMLS ID#76988|NMLS consumer access: www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/76988. LO state license#1006346, Arizona Mortgage Banker License#0910340. LO state license # CA-DBO8207, Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4150077, Bay Equity Privacy Policy: bayeq.us/privacy. Licensed under Oregon Mortgage Lender License#4845; Licensed under Oregon Mortgage Servicer License#MS-20. Washington Consumer Loan License#CL-76988. Equal Housing Opportunity