Welcoem to posts!!
in the future - u will be able to do some more stuff here,,,!! like pat catgirl- i mean um yeah... for now u can only see others's posts :c
[NEW MEMBER VIDEO ALERT]
Home Loans
Pros:
1. Lower Interest Rates: Generally lower interest rates compared to commercial loans due to the lower risk for lenders.
2. Longer Terms: Often have longer repayment periods (15-30 years), making monthly payments more manageable.
3. Easier Qualification: Easier to qualify for if you have good credit and stable income.
4. Fixed Rate Options: Many home loans offer fixed interest rates, providing payment stability.
Cons:
1. Down Payment Requirements: Can require a significant down payment, though some programs offer lower down payment options.
2. Less Flexible: May have less flexibility in terms of repayment schedules and prepayment options.
3. Personal Liability: In the case of default, the loan is tied to your personal assets and credit.
Commercial Loans
Pros:
1. Higher Loan Amounts: Typically offer larger loan amounts suitable for purchasing or investing in commercial properties.
2. Flexible Terms: Can have flexible terms based on the specific needs of the business or property.
3. Business Credit Building: Helps build business credit if the loan is under a business name.
Cons:
1. Higher Interest Rates: Generally higher interest rates compared to home loans due to higher risk for lenders.
2. Shorter Terms: Often have shorter repayment periods (5-20 years), which can mean higher monthly payments.
3. Stricter Qualification: More stringent qualification criteria, including higher credit scores and business financials.
4. Less Consumer Protection: May not have the same level of consumer protection as home loans.
Choosing between a home loan and a commercial loan will largely depend on the purpose of the property, the amount of funding needed, and your financial situation.
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[NEW MEMBER VIDEO ALERT]
🚀 Exciting Property Investment! 🚀
This fantastic property investment consists of 4 x 3-bedroom units! 🏠✨
- Purchase Price: R1.5M
- Rental Income: R27.5k per month
- Gross Yield: 22%
This property is not only delivering strong cash flow but also comes with low risk, making it an amazing investment opportunity! 💰🏘️
If you’re on the lookout for solid property investments with great returns, this one’s a gem. Stay tuned for more insights and tips on making the most of your property investments! 🌟
Please remember to SUBSCRIBE, LIKE and SHARE.
Much love
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WE'RE HOME!!
We've finally touched down after nearly 20 hours of travel, and there's no feeling quite like being back home in South Africa. The energy of Jerusalema is coursing through my veins, and I'm here to make an impact. My cup is full, and I'm ready to be of service to you, my loyal subscribers. But as we embark on the second half of the year, I want to tailor my content to your needs and interests. That's where you come in! 🙌
I've put together a poll below with ten options for upcoming content. Your input will help shape the direction of my channel, so please take a moment to vote for your top choice. Whether you're looking to dive into property analysis, cash flow strategies, negotiation tactics, or legal insights, I've got you covered. Let's make the rest of this year one for the books! 📚
Your feedback means the world to me, and I can't wait to see what topics resonate most with you. Let's continue this journey together and make the most of the opportunities that lie ahead. Thank you for your ongoing support! 🚀
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Travelling Diary - entry #6 (FINAL POST)
As we enter the final leg of our European adventure, I find myself eagerly anticipating the comforts of home. I miss you all dearly, and I miss the vibrant energy of our crazy and fun country. Yet amidst the excitement of returning home, there's a part of me that longs for the simplicity of life in Europe. 🌍
Here, there's a tranquility that's hard to find amidst the political craziness and chaos back home. And let's not forget the culinary delights—while South Africa boasts some of the world's best cuisine, there's something about the quality and variety of food here that I can't help but miss. From freshly baked pastries to gourmet cheeses, every meal is a feast for the senses.
But before we bid adieu to this enchanting continent, let me share some highlights from the Belgian leg. We spent a lot of time in Knokke, a small coastal town. 🌊 The salty breeze hit our faces as we strolled along the sandy shores, soaking in the soothing sounds of the waves crashing against the cliffs. It was a moment of pure serenity, a chance to pause and reflect amidst the vast expanse of the ocean.
Spending time with family in Belgium has been a heartwarming experience, reconnecting me with my roots. From hearty meals shared around the dinner table to leisurely walks through quaint cobblestone streets, every moment has been a reminder of the importance of family and tradition.
While bidding farewell to Europe is tinged with a hint of sadness, I'm filled with excitement at the thought of returning to my favorite place in the world—Africa. ✨ The warm embrace of the African sun, the rhythmic beat of the drums, and the vibrant colors of the marketplaces—it's a feeling like no other, and I can't wait to be back home.
These weeks of introspection and relaxation have been invaluable, allowing me to realign my goals and recharge for the journey ahead. It's been a time of self-discovery and growth, a chance to step back from the hustle and bustle of daily life and reconnect with what truly matters.
To each and every one of you who have supported me and followed along on this holiday adventure, I extend my heartfelt gratitude. Your encouragement and positivity have been a constant source of inspiration, and I'm grateful for the opportunity to share this journey with you. Here's to many more exciting adventures and experiences to come! 🎉
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Travelling Diary - entry #5
Belgium is beautiful, not because of the landscape, but because of the people. It's where my parents grew up and are growing old. I'm so grateful to be able to spend time with them, and my heart is very full.
I want to take a moment to honor someone very special in my life—my mom. 💖
My guiding light, my inspiration, and my greatest teacher. From her, I've learned some of life's most valuable lessons. She taught me that to be interesting, you have to be interested—in people, in their stories, and in their dreams. She instilled in me a deep sense of empathy and compassion, reminding me always to care for others and to lend a helping hand whenever I can. 🌟
As a teacher herself, my mom's passion for education and learning has always been contagious. She taught me the joy of discovery, the thrill of unlocking new knowledge, and the satisfaction of sharing that knowledge with others. She encouraged my curiosity, nurtured my creativity, and inspired me to pursue my dreams with unwavering determination. 📚
So, to my incredible mom, thank you for being my rock, my mentor, and my biggest cheerleader. You are the heart and soul of our family, and I am endlessly grateful for everything you've done for me. If you enjoy my content and find value in what I share, know that you have my mom to thank for it. Her love, wisdom, and inspiration continue to guide me every step of the way. ❤️
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I'm a seasoned property investor, a dedicated coach, and the author of "Financial Freedom Through Property." My mission is to empower individuals with the knowledge and tools they need to achieve self-improvement and transform property into a lucrative side hustle. I specialize in the affordable residential market and help others create a reliable stream of passive income through real estate investments. Click subscribe and join the tribe.
Connect with me: linktr.ee/laurensboel