Essentially we do all it takes to get you above 700 and we do it in 4 phases....
1st we remove your negative items (late payments , collections, delinquent accounts, judgements, inquiries etc)
2nd we teach you about credit -all 5 factors , and all of the nuances of credit . We teach you what to do and what not to do . This is in a effort to help you MAINTAIN a good credit score with prudent habits
3rd we help you build positive history. We have very effective proven methods that get you approved for high limit, no interest or low interest cards with no fees. The more credit you are approved for, the lower your utilization ratio will be , which is a important part of your score.
Last but not least, when we get you a high score over 700 we will teach you how to LEVERAGE that score to benefit yourself. How to invest with it if you decide to , etc. π