We help businesses of all sizes reimburse employees for health insurance tax-free with Qualified Small Employer HRAs (QSEHRAs) and Individual Coverage HRAs (ICHRAs). While many of our clients use HRAs as an on ramp to benefits, some of our clients use HRAs to address common pain points that business owners feel with traditional group health insurance, like annual renewal hikes, participation rate concerns, the administrative burden that comes with managing group plans in multiple rating areas, or keeping hard to insure employees covered (like part-time workers and remote workers).