Personal goal is to build up 100,000 euros in value in 5 years time with a monthly investment of 1,000 euros or more. My challenge is to make at least a 20% return on investment capital every year. To achieve my goals, I will use long short shares, put and call options, bonds, account margin and raising debt capital. As soon as my investment capital rises above a serious level, I will reduce the risks using various tools.