Welcoem to posts!!
in the future - u will be able to do some more stuff here,,,!! like pat catgirl- i mean um yeah... for now u can only see others's posts :c
Making the leap from a stable job to becoming an investor is a huge decision š¼ā”ļøš°
If youāre looking to completely transform your life and start investing in your futureāwhether itās through real estate, entrepreneurship, or personal developmentāhere are four powerful questions that can help shift your mindset, give you clarity, and keep you focused:
1. What is your "why"?
Ask yourself why you want to make this transformation. Understanding your motivation is key to staying committed.
āIs it financial freedom?
āA desire to leave a legacy?
āMore time with family?
Your "why" becomes your north star when things get tough and will help guide every decision you make.
Write it down and revisit it often, especially when you're facing challenges. It grounds your decisions and actions.
2. What are you willing to sacrifice or change to reach your goals?
Transformation often requires sacrifice, whether it's time, comfort, or habits.
Be honest with yourself about what you're willing to let go of to make room for new growth.
Maybe itās cutting back on expenses to save for an investment or spending weekends learning about markets instead of socializing.
What daily habits or limiting beliefs need to be changed?
Prioritize long-term gains over short-term pleasure. The sacrifices now will pay off later.
3. What skills, knowledge, or resources do you need to acquire?
Success in investing (or any venture) isnāt just about motivationāitās also about preparation.
What gaps do you need to fill in your knowledge base or skill set?
Whether itās understanding how to analyze real estate deals, learning more about passive income streams, or getting better at budgeting, identify what you need to learn and create a plan for acquiring those skills.
Think about mentorship, courses, books, or partnerships that can accelerate your learning.
4. What does your ideal future look like, and how can you reverse-engineer it?
Itās important to have a clear vision of the future you want.
Visualize what success looks like for youāwhether it's owning multiple properties, running a business, or retiring early.
Then, break that big vision down into smaller, actionable steps. Work backwards to create a plan.
What needs to happen this year, this month, and this week to move you closer to your vision?
Think of it as setting milestones. Regularly check your progress and adjust as needed.
Ā
These questions create a roadmap for transformation by helping you clarify your intentions, map out the sacrifices required, and build the skills and vision necessary for long-term success.
They also help you stay connected to your core motivations, which is essential for maintaining momentum.
For more from Brady McDonald, tune into āInspired To Investā tomorrow!
#questions #reflection #perspective #mindset #decisions #investinyourself #bethechange
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Are you thinking about giving your home a little TLC but not sure where to focus your efforts?
Letās talk ROI (Return on Investment)!
Whether youāre planning to sell soon or just want to add value to your home for the future, here are the top renos that deliver the best bang for your buck!
āØ Home Renovations That Pay Off Big Time! āØ
youtube.com/shorts/sUEewhzZsZ...
šØ Kitchen Updates (75-100% ROI)
The kitchen is the heart of the home, and buyers know it! Swap out old countertops for quartz, refresh cabinets with a coat of paint, and upgrade to energy-efficient appliances. Even small updates can make a big impact!
šæ Bathroom Remodel (70-80% ROI)
A modern bathroom is always a win. Consider new tiles, updated fixtures, or even adding a second bathroom to boost your homeās value and functionality.
šØ Fresh Paint (60-80% ROI)
Never underestimate the power of a fresh coat of paint. Stick to neutral tones to appeal to the widest range of buyers and instantly freshen up your space.
šŖ Curb Appeal (50-75% ROI)
First impressions matter! Spruce up your landscaping, replace the front door, or update your garage door. Small changes outside can make a huge difference.
š” Basement Finishing (70-75% ROI)
Extra usable space is always attractive. A finished basement can offer endless possibilitiesāan extra bedroom, office, or family room.
š” Pro Tip: Focus on upgrades that align with your neighborhood's market. Over-renovating could leave you with less than stellar returns!
Which reno are you most excited to tackle? Let me knowš
For more ššš
serenaholmesrealtor.com/home-owner-tips/home-renovā¦
__________________
Ā
š” Looking to buy, sell or invest? š
š Serena Holmes, REALTORĀ®
š¤ New Era Real Estate
š #Pickering & #Toronto
š² 647.896.6584
š§ info@serenaholmesrealtor.com
š„° Your Property, My Priority | Love Your Home!
__________________
#home #renovations #investment #realestate #homeimprovement #homeownership #homerenos #interiordesign #kitchens #bathrooms #curbappeal
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Why a sober lifestyle might be the key to business success
Letās be real: building a successful business requires focus, discipline & energy.
What if the biggest hack for leveling up your career & business isnāt a new strategy but a sober lifestyle?
For many entrepreneurs, giving up alcohol has been a game-changer.
Hereās why:
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1. Clarity Is Your Superpower
Alcohol clouds judgment. Even a couple of drinks can dull your focus & slow your decision-making.
ā
Sobriety means sharper thinking, quicker problem-solving, and better ideas.
ā
Youāll be present in every conversation, whether youāre pitching to a client or negotiating a deal.
When your mind is clear, you show up as your best self every single day.
2. Energy Is Everything
Running a business takes stamina, and alcohol steals it.
ā”ļø Sobriety leads to better sleep, which means waking up rested and ready to tackle your goals.
ā”ļø Youāll have more energy to focus on the things that truly matter: scaling your business, networking & making an impact.
Say goodbye to sluggish mornings & hello to unstoppable momentum.
3. More Time for What Matters
Letās face itāthose hours spent drinking or recovering could be better spent on your business or personal growth.
š Use that extra time to strategize, learn new skills, or connect with mentors.
š Youāll also have more quality time for the relationships that fuel your success.
Time is money. Sobriety gives you more of both.
4. Emotional Stability = Better Leadership
Alcohol often amplifies stress & emotionsātwo things you canāt afford to lose control over as a leader.
š” Sobriety helps you manage challenges with a calm, clear head.
š” Youāll make smarter decisions, inspire your team & lead with confidence.
Great leaders need to be grounded. A sober lifestyle helps you stay in control, no matter what.
5. Financial Wins
Itās no secretāalcohol is expensive.
š° Sobriety means redirecting that money into things that grow your business: marketing, education, or new investments.
š° Plus, a clear mind helps you make better financial decisions overall.
Is Sobriety the Ultimate Business Cheat Code?
For many successful entrepreneurs, the answer is YES.
Whether itās giving you a competitive edge, helping you stay laser-focused, or simply freeing up time, a sober lifestyle could be the key to unlocking your next level of success.
Have you ever thought about going sober?
Share your thoughts belowāweād love to hear your perspective.
#Sober #Entrepreneur #Business #Mindset #Unstoppable #Success #Focus #Discipline #LevelUp
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My December REALTORĀ® Report comes out Friday ! Will you be getting a copy?! Here is a sneak peak!
www.instagram.com/reel/DCzblooxYyY/?igsh=aWVhdjN2Mā¦
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What's the best legal option for real estate investors?
If this is a question burning in your mind, then this is for you!!
If you are a real estate investor, business owner, or entrepreneur, then you need someone with strong legal expertise and support, in your corner!
Meet two powerhouses in Canadian law, Milena Cardinal from Cardinal Law and Shawn Quigg from ProsperUsLaw, who have dedicated their careers to supporting investors and entrepreneurs like you.
About Milena Cardinal (Cardinal Law)
Milena Cardinal brings a wealth of knowledge to the real estate and business landscape.
Known for her practical, no-nonsense approach, she has a keen focus on the unique legal challenges faced by real estate investors.
At Cardinal Law, Milena and her team specialize in real estate transactions, investor compliance, and protecting your business assets.
Whether you're buying, selling, or expanding, her team ensures your deals are solid and your interests protected.
About Shawn Quigg (ProsperUsLaw)
Shawn Quigg from ProsperUsLaw understands the intricacies of entrepreneurship and the challenges of scaling a business.
With a deep understanding of business law, he has become a go-to resource for Canadian business owners.
Shawn and his team focus on proactive legal strategies that help businesses grow sustainably and reduce risk.
From setting up your venture to navigating complex contracts, ProsperUsLaw is there to guide and protect your business journey.
Why You Need This Power TeamšÆ
Milena and Shawn bring complementary strengths, helping you cover all your basesāwhether you're scaling your real estate portfolio, navigating regulatory changes, or managing the legal complexities of business growth.
Their expertise can help you make confident, informed decisions, positioning you for success at every step.
Donāt miss out on this unique opportunity to hear from two of the industryās most insightful legal minds!
Whether you're an investor or a business owner, Milena and Shawn have the tips and tools to keep you moving forward with confidence.
Check them out:
š Cardinal Law
š ProsperUsLaw
For more, tune into Milena's dynamic episode of "Inspired To Invest"
https://youtu.be/MArDFKyTZLo?si=TvoPe...
#realestate #realestateinvesting #realestateinvestors #podcast #toronto #ottawa #london #realestatelaw #business #entrepreneurship
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Navigating legalities in real estate investing is CRUCIAL , especially in Canada, where laws vary across provinces.
Staying compliant can save you from costly mistakes & help protect your investments.
Here are 4 top tips for Canadian real estate investors when it comes to the law:
š” 1. Understanding Landlord-Tenant Laws Is Essential
If you're investing in rental properties, familiarize yourself with provincial landlord-tenant regulations.
Each province has its own Residential Tenancies Act (RTA) governing rental agreements, tenant rights, evictions, rent increases, and maintenance obligations.
In Ontario, for example, you must provide a standardized lease agreement & follow strict guidelines regarding notice periods for evictions or entering a tenantās property.
š„ 2. Know Your Tax Obligations & Pay Them On Time!
Real estate investors need to understand the tax implications of their transactions. This includes capital gains taxes on property sales, HST on new construction or substantially renovated homes & taxes related to rental income.
Canada has specific tax exemptions for principal residences, but investment properties are taxed differently.
3. Take A Look At Title Searches & Zoning Laws Before Purchasing A Property
When purchasing a property, conducting a thorough title search is essential to ensure there are no liens, easements, or legal disputes tied to the property.
Additionally, you need to be aware of local zoning laws, especially if you're planning on redevelopment or adding secondary units (like basement apartments).
Zoning can impact your investment strategy by dictating how the property can be used.
Ā
š 4. Always Comply With Building Codes & Bylaws
If you're flipping homes or developing new ones, understanding building codes and municipal bylaws is crucial. Each province & municipality has specific building standards that must be met for safety and occupancy.
Non-compliance can lead to fines or delays in projects, potentially eroding profit margins.
For example, converting a single-family home into a multi-unit rental requires careful planning to meet code for fire safety, parking & structural integrity.
By understanding these legal aspects, you'll better protect your investment & minimize risks.
Having a knowledgeable real estate lawyer & tax professional on your team is invaluable to ensuring your strategies align with Canadian laws & regulations.
For more great tips when it comes to understanding the law, tune into this week's episode of āInspired To Investā with Milena Cardinal
ššš
https://youtu.be/MArDFKyTZLo?si=9V4IS...
#RealEstateInvesting #SmartInvesting #InvestmentTips #WealthBuilding #CommunityMatters #PropertyManagement #Underwriting #InvestWisely
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Home is where we eat, sleep, relax & PLAY so for today, I'm sharing some tips on how to infuse some extra fun into the holiday season ahead š
The holiday season is the perfect time to create magical memories with your family. Here are a few fun, family-friendly ways to make this year unforgettable:
www.instagram.com/reel/DCrTqZ-xNZ0/?igsh=bG51YTZncā¦
The holidays are all about connection and joy. Letās make this season one to remember!
Whatās your favourite way to celebrate?
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š” The Hidden Risks of Passive Real Estate Investing š”
Passive real estate investing often gets hyped as the āeasyā way to build wealth.
Put your money in, let someone else do the work, and collect the returns, right?
Not so fast.
While the idea sounds attractive, there are real dangers you need to know before jumping in.
Letās talk about the risks:
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1ļøā£ Bad Partnerships
Choosing the wrong syndicator, fund manager, or partner can turn your dream investment into a nightmare.
If they mismanage funds, cut corners, or make poor decisions, youāre the one left paying the price.
2ļøā£ Market Volatility
No investment is immune to economic downturns.
If the market shifts, your āpassiveā returns can quickly become losses, and you might even be asked for more capital.
3ļøā£ Lack of Control
As a passive investor, you rely on others to execute the plan.
If they fail to deliver on timelines, budgets, or tenant acquisition, you have no direct ability to fix the problem.
4ļøā£ Illiquidity
Unlike stocks or mutual funds, real estate isnāt a liquid asset.
If things go south and you want out, selling your share isnāt always quick or easy.
Consequences of Deals Going Bad
šØ Loss of Capital: In extreme cases, you could lose everything you invested.
šØ Damaged Relationships: Investing with friends or family? A failed deal could strain even the closest bonds.
šØ Legal Headaches: Disputes over funds, mismanagement, or breaches of agreement can lead to costly legal battles.
šØ Missed Opportunities: Tying up your money in a bad deal means youāre missing out on better investment options.
How to Protect Yourself
š Do thorough due diligence on the people managing the investment.
š Understand the numbers. Ask for detailed projections and ensure theyāre realistic.
š¢ Verify the property and its location ā not every deal is created equal.
āļø Have a lawyer review contracts before signing anything.
At the end of the day, passive investing can be a great way to diversify your portfolio, but itās not without risk.
Know what youāre getting into, and always have a plan for the worst-case scenario.
āØ Have you ever considered passive investing? Or been part of a deal gone wrong? Share your story below š
For more from Milena Cardinal, tune into this week's episode of the @inspiredtoinvestpodcast
ššš
https://youtu.be/MArDFKyTZLo?si=Xmqw1...
#RealEstateInvesting #PassiveIncome #RealEstateRisks #FinancialFreedom #InvestSmart #WealthBuilding
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When you first consider #investing in real estate, it's easy for #selfdoubt to creep in.
But hereās the thingābelieving in yourself is the first step to making anything happen.
#Success isnāt reserved for āother people.ā
Itās for YOU, too! š”šŖ
www.instagram.com/p/DCoi2MXxBFp/?igsh=aXM2eWpsdHZ4ā¦
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Wow, what an event!
www.instagram.com/reel/DCnUc3dt414/?igsh=MXgya2t1Yā¦
This past Sunday, @thewealthclub hosted their inaugural event and masterclass at Chateau Le Jardin.
From health to wealth, I was blessed to take the stage with Vince Caputo and Gio Bartomello, Zarah Fatah and Sebastian Biernat along with self made billionaire Marc Wade, fellow realtors Matt Campoli and Brooke Hicks as well as crypto experts, Vlad and Rakan and TWC founders Nick Regina and Michael Succurro (Ernesto you were missed!)
If you're looking for support starting or scaling a business, check out @thewealthclub on Skool for group coaching with these legends ššš
#health #wealth #mindset #money #rei #finance #realestate #crpyto #business #entrepreneurship #coaching
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Thanks for stopping by!
š I'm a REALTORĀ® with New Era in Durham Region & have been investing in real estate for 17yrs
ā¤ļø My clientās best interests are at the heart of everything I do. Iāll not only help you buy/sell your property, I'll open your mind to possibilities & how to leverage real estate to build wealth
šļø I ran Tigris Events, an award-winning brand experience agency from 2004-2022
š I wrote "The Accidental Entrepreneur". Get a copy! linktr.ee/serenaholmesauthor
šļø I host the "Inspired to Invest" podcast featuring inspiring stories about business owners, entrepreneurs, and real estate investors
š° I am the Business Ambassador at The Wealth Club. Sign up skool.com/thewealthclub
š„ I'm passionate about my family, travel, wildlife, sustainability, health & fitness
š” BUY | SELL | INVEST
š„° Your Property, My Priority!
š§ info@serenaholmesrealtor.com
š„On Socialš„
ā Insta: bit.ly/3Dq7ar5
ā FB: bit.ly/3Xovz85
ā LinkedIn: bit.ly/3iOfutB