VantageScoreĀ® was developed by the three nationally recognized credit reporting companies (CRCs)āEquifax, Experian, and TransUnion. We are an experienced team of industry-leading experts on credit data, credit risk modeling and analytics. Since 2006, we have been creating highly consistent, more predictive credit scoring models. We provide a score to 30ā35 million adult consumers who otherwise would be virtually invisible to mainstream lenders. Learn more: vantagescore.com