Welcoem to posts!!
in the future - u will be able to do some more stuff here,,,!! like pat catgirl- i mean um yeah... for now u can only see others's posts :c
Good Morning Sweet Friends! Hope your day is going well!
We are coming up to the finish line of our no/low spend January! As we begin February we can feel a bit restless and antsy. The holidays are over. Winter is still in full force. We just went a whole month without buying much. We can definitely overspend quickly if we aren't careful. Friday's video we will share 10 ways to ease back into having a frugal winter, be creative, and have some fun. The ideas we share will be ways to enjoy life on a minimal budget and still feel indulgent. There are all kinds of suggestions for every budget and personal interest! Contentment is key when it comes to living a successful frugal life. We will also get into the kitchen and share a frugal retro treat!
We hope you can join us this Friday, January 31 at 2 pm for out live premier. We will be available to chat with you in the comments. Thanks as always for all the love and support! Have a blessed day!
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Happy Sunday! Just a quick note! I want to clarify something from our video "Why We Are Taking SS at 62" this past Friday. I mentioned once we started getting Paul's Social Security we could add more to the Roth IRA. You Can NOT add Social Security to a Roth IRA. It has to be earned income. I am still working here at YouTube. We have earned income coming in monthly. I am not collecting SS for several years. We would put that in the ROTH- (A spousal IRA is an IRA that allows a working spouse to contribute to their nonworking spouse's retirement account) and replace our earned income with the Social Security. Hope that makes sense! Have a beautiful day!
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BRRRRR! Good Cold Frosty Morning Dear Friends! Hope everyone is warm and safe with all this silly winter weather going on! Snow in Louisiana! Who ever heard of such a thing! We had real temp of -6 here in the Hudson Valley this morning. This cold is just brutal. On the good side...we have had bluebirds and robins drinking from our heated birdbath this winter. Absolutely enchanting!
In Friday's video we are getting personal. We are going to preface this video by saying we are not telling anyone what to do. We are not financial advisors. This is a very personal decision and everyone has to do what is right for them. We are only sharing our journey. As some of you know Paul turned 62 this month. We knew he would be eligible for Social Security. Being that he retired at 55 and has a monthly state pension we knew that taking it at 62 would be a viable option for us. We thought and investigated long and hard about it. We will be sharing why we are taking his SS at 62 and all our thought process behind doing so. We will explain the math, the reasoning, and the quality of life we desire behind our decision. We trust that you all please keep the comments respectful (as if we would even need to say that LOL.) Being a frugal channel we felt this was a major decision that we needed to share. So please join us Friday, January 24th at 2:00 pm for our live premier. We will be available to chat in the comments. Please join us! Until then stay safe and warm please! Love ya lots!
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Good Wednesday Morning! I can't believe it's the middle of the week already! Hope it's a good one for you.
We are are doing well and staying warm. Our prayers continue for all those affected by the wildfires as well as all the first responders. Please all of you, be safe!
As we continue our low spend/no spend January we will be sharing a motivating video this Friday. We are talking about the 12 daily habits that we do that allow us to continue living below our means. They are practical but highly effective. Also, we have always said we continue to buy essentials during January. Food is essential. The prices in our area are low this month so we have stocked up on a few items. Come see what we stockpiled and the prices we paid.
This will be a live premier as we will be available to chat in the comments. The video will premier Friday, January 17 at 2:00 pm. Pleases try and join us. The premiers are always so fun!
Have a great week, stay safe, and be well. We will see you Friday! Love you!
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Good Thursday Morning Sweet Friends! First, our prayers are going out to all those affected by the wild fires in California. Please stay safe! Know we are praying!
I hope everyone who is joining us on our no/low spend January is doing well! In tomorrow's video we are sharing 10 ways to stop the spending crave. We are giving you practical and realistic ways to say no to non essential spending. The ideas we are sharing can be used anytime you feel the urge to spend. They really work and you can watch your savings grow. We are also getting into the kitchen and cooking up a warm and cozy breakfast. YUM! So please join us tomorrow Friday, January 10 at 2 pm eastern time for our live premier. We will be watching with you and chatting as we watch. Have a beautiful day and we will see you tomorrow!
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HAPPY NO/LOW SPEND JANUARY! It's here and we are so excited to keep up our low spend journey for the month! Friday's video we will be sharing the 25 items we will not be buying in 2025. We will also share what we use or do instead of these 25 items. We do a video like this every year and we continue this tradition. It helps us stay motivated and we hope it encourages you to create your own list of "no buys!" Paul and I thought long and hard about some of these items. For the sake of wanting more money for experiences and not things we settled on these specific 25. Pleases join us this Friday, January 3 at 2:00 pm for our premier. We will be live to chat with you in the comments as we watch the video together. Hope you can join us! Here's to a successful no/low spend January! Have a blessed day and we will see you Friday!
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Good Morning Sweet Friends! We hope you are continuing to enjoy this festive holiday season! We can't believe the New Year will commence in 3 days! 2024 was on speed dial for sure! LOL!
If you missed our last video from Friday Jan. 20 I have linked it below. Give it a watch. We are prepping for our low spend/no spend January in that video. An "essential tool" for an organized frugal life GIVEAWAY is also included as well as a surprise cookie recipe!
We will be back on this coming Friday, January 3 with a jam packed inspiring video to get our year together started! We can't wait to be with you all again. We appreciate you all so much! Have a beautiful week!
https://www.youtube.com/watch?v=K6rgB...
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Good Morning Sweet Friends! Wanted to stop in and let you know we are thinking of you. This time of year no matter how hard we prep and plan ahead, is always busy. It's a good happy busy though 🤗. Christmas is literally 2 weeks away. The time is just flying!
Make sure you take time this holiday season for you! Have a cup of something hot and yummy. Read a book just for fun. Watch one of your favorite holiday movies or a silly Christmas special you loved as a child. Savor this festive time of year with friends and family in a simple old fashioned way.
Friday's video is not only a helpful one but it's also filled with lots of holiday sparkle. We share an essential and very necessary tool to help you live a more frugal and abundant life in 2025. This video was also highly requested. We also share a very delicious holiday recipe as well as a tour of our Christmas home decor. Don't miss it!
We will not be live for this Friday's video. We will be active soon after in the comment section though. The video will be up this Friday, December 13 at 2 pm Eastern time. Thanks for all your continued love and encouragement! Have a blessed day!!
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Happy Thursday sweet friends! Hope you are all doing well. It’s been snowing on and off all night and day here in the Hudson Valley. It’s definitely starting to feel like Christmas lol !
Tomorrow’s video is packed with great tips to save us all extra money in 2025. We will be live to watch the premiere with you and chat in the comments. We hope you can all join us at 2 PM Eastern time Friday, December 6! Have a beautiful day !♥️💕🥰
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HAPPY THANKSGIVING SWEET FRIENDS! I can not believe it's Turkey Day already. Time is just flying by. We are off to my brother's home to celebrate with family today. We visited with Paul's parents yesterday and brought them food and my homemade pecan pie. Paul's sister will be with them today which will make them so happy.
On this day of giving thanks we are so very appreciative of all of God's blessings. That does include you dear friends. Though we have only met a handful of you, each one of you is so special to us. Without you, the Frugal Money Saver Channel would not exist. So, thank you all so much!
We will not be live for Friday's video but will be active in the comment section soon after. This Friday, November 29th in our video we will be sharing several days leading up to and including Thanksgiving. We will take you along to my brothers so you can experience an authentic Italian Thanksgiving LOL! Watch our video instead of Black Friday shopping and save yourself some money LOL!
Have a very blessed, happy, and healthy Thanksgiving! You are appreciated and loved!
Warmest Blessings, Emmy, Paul and DixieBelle
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Welcome! My name is Emmy and my husband is Paul. We are a debt and mortgage free early retirement couple that lives frugally (simple and plain and costing little!) Our channel shares the secrets of our journey and and the simple ways we spend less to have more! We are super excited to teach you how to spend your money on what YOU want to spend it on...NOT what society says to! All our frugal tricks, tips, and hacks will be revealed! Living debt free and enjoying life is an easy journey when you focus on daily positive spending accomplishments!
**None of our videos are made for children
**The information provided by FRUGAL MONEY SAVER channel is for general informational purposes only. These are our opinions only. Always use caution and care when following the procedures mentioned in Frugal Money Saver videos. The creators of these videos will not be held responsible for any negative effects that may arise from using methods mentioned in our videos.