https://www.youtube.com/watch?v=5tnCwdNjxSY
Open Credit Card, Get Discount, Close Card? [Dave Ramsey Reacts]Get a FREE trial of our life-changing Financial Peace University today: https://bit.ly/3dI2M

https://www.youtube.com/watch?v=VaJ81Jzhplk
Should I Close a Paid Credit Card Or Leave It Open?Get a FREE trial of our life-changing Financial Peace University today: https://bit.ly/3dI2MF3 Visit the D

https://www.reddit.com/r/DaveRamsey/comments/18vb8li/paid_off_credit_card_debt_should_i_cut_up_the/
Lesson learned. If you find spending money you do not have is causing you issues, leave them home and remove them from shopping websites. If you find yourself still using them in a month or two, time to cut them up. Having a card is helpful for travel and in case of an emergency when away from home.

https://www.youtube.com/watch?v=vZYJYqa2ybI
Say goodbye to debt forever. Start Ramsey+ for free: https://bit.ly/35ufR1qVisit the Dave Ramsey store today for resources to help you take control of your m

https://www.foxbusiness.com/lifestyle/credit-cards-trap-money-expert-dave-ramsey-best
Ramsey Solutions found that 36% of Americans can't cover a $400 emergency — and instead turn to their credit cards for that type of need. A shopper pays with a credit card — what George

https://www.nerdwallet.com/article/credit-cards/open-store-credit-card-one-time-discount
MORE LIKE THIS Credit Cards Store Credit Cards. As you did your holiday shopping in recent years, you were probably deluged with offers to save money by signing up for a store's credit card

https://www.fool.com/the-ascent/credit-cards/articles/should-you-open-a-credit-card-just-to-get-a-bonus-offer/
Credit card bonuses have specific requirements you must fulfill in order to earn them. Typically, this involves spending a certain amount of money within a limited time period, such as 90 days. If

https://www.ramseysolutions.com/debt/credit-card-rewards-yeah-right
Annual Fees. A big way credit card lenders make their money is through annual fees. In fact, banks made $106.7 billion off credit card interest and fees in 2021. 2. When they sent that glossy flyer to your mailbox, they knew you'd be lured into signing up with the promise of bonus points, rewards and "free" money.

https://www.nerdwallet.com/article/credit-cards/pruning-wallet-good-idea-cancel-credit-card
For one thing, canceling a card could increase your credit utilization ratio. Let's say you have two credit cards, one with a $5,000 limit on which you owe $1,500 and another with a $1,000 limit

https://www.fool.com/the-ascent/credit-cards/how-close-credit-card-without-hurting-your-credit-score/
For example, let's imagine your credit card balances add up to $5,000 and all of your credit limits add up to $20,000. Your credit utilization rate is your balances ($5,000) divided by your limits

https://pocketsense.com/discounts-paying-off-credit-card-7663562.html
The SmartMoney website reports that some credit card companies and debt collectors will settle for between 20 and 75 percent of the balance. That means you could receive a discount of up to 80 percent. However, debt settlement is usually possible only when your account is delinquent and in danger of being sold or assigned to a debt collector.

https://www.nerdwallet.com/article/credit-cards/open-new-credit-card-or-not
For example, Target Circle™ Credit Card cardholders get a 5% discount on eligible Target purchases and extra time for returns. Those with the Prime Visa earn 5% back at Amazon, among other rewards.

https://www.ramseysolutions.com/debt/how-to-close-credit-account
Once your card is fully paid off, get out your phone and call up your credit card's customer service number (or the number of whoever issued the card). Make sure they know you're canceling your credit card account—not that you're "thinking about it" or you're "wondering if you could.". You're canceling your account.

https://www.consolidatedcredit.org/ask-the-experts/store-credit-card-discount/
It can be a great deal. But you have to be aware that you have to pay it off before the bill arrives to get the discount. If you don't pay it off before the statement date, you'll usually get hit with 24 to 35 percent interest, and that will wipe out any of the savings that you earned from the discounts. So, if you can use the card and pay

https://www.reddit.com/r/FinancialPlanning/comments/njiavd/leave_the_credit_card_open_or_close_it/
Credit card utilization is one of the major factors in your credit score. It is the major reason people are telling you not to close the card or lower the limit. Basically you don't want to have more than 33% of your limit on the card to have a good score. So if all your credit cards limits added together is $6000, the most you want to have

https://www.reddit.com/r/DaveRamsey/comments/16gs0b6/should_i_close_my_credit_card_account/
The way we issue credit is really weird, and if you want it, you need to play. You need a good debt/income, good credit card usage (10 -20%) pay off each month, good age on accounts and on time payments. Fordt buy a house (if you intend to do so) then close it. Yes. You can cut up the card but keep the account open.

https://www.bankrate.com/credit-cards/advice/credit-card-how-long-should-i-keep/
You can keep a credit account open as long as you'd like without harm to your credit. Even if you've stopped using the card regularly, it could still make sense to keep the account open

https://www.cnbc.com/select/canceling-your-credit-card-after-incentive-ends/
This should not count as a new inquiry on your credit report and should have minimal impact to your score. If this option is unavailable, it may be the only exception when it makes sense to cancel

https://www.msn.com/en-us/lifestyle/other/should-you-close-your-unused-credit-card-or-keep-it-open/ar-BB1oGGsQ
Rewards and Benefits: Credit cards give you rewards points, cashbacks and discounts, plus all the added perks like access to airport lounges, dining and shopping discounts. If you are closing your

https://www.youtube.com/watch?v=ojDgRljkKFA
Close Out ALL Of Your Credit Cards - Dave Ramsey Rant Get a FREE customized plan for your money. It only takes 3 minutes! http://bit.ly/2YTMuQM Visit the Dav

https://help.ramseysolutions.com/hc/en-us/articles/360041185111-How-do-I-close-my-credit-card-accounts
Here's what you have to do: Pay off your card balance. Before you can close your credit card account, you've got to get that balance to zero. Call the credit card company and give them a piece of your mind. And by that, we mean ask them to close the account to make sure there are no further charges. Ask them to send you written verification

https://www.reddit.com/r/personalfinance/comments/7tpmz6/can_i_open_a_credit_card_reap_the_bonus_then/
Your AAoA will take a dip as you open/close accounts but it shouldn't hurt you too much. Just keep the card open for a year before you close it. If you constantly open a card, get the bonus and immediately close it banks are likely to catch on and shut you out of their services. If the card doesn't have an AF there is no harm in keeping it open.

https://thedailynavigator.com/credit-cards/should-you-close-your-credit-card/
A lot of people find themselves anxious at having so many open accounts, while others feel a little insecure about having multiple lines of credit to organize. If it's impacting your life negatively, just close it. Your credit score will recover. Just make sure you transfer your points out first!

https://www.localsyr.com/news/business/ap-business/ap-should-gun-store-sales-get-special-credit-card-tracking-states-split-on-mandating-or-prohibiting-it/
Beginning Monday, a California law will require credit card networks like Visa and Mastercard to provide banks with special retail codes that can be assigned to gun stores in order to track their s

https://www.macrumors.com/2024/06/26/airtag-amazon-eufy-apple-pencil-pro/
Amazon also has the AirTag 4 Pack available for $78.99, down from $99.00.This is another second-best price, and just about $4 higher than the all-time low price. As of writing, the AirTag 4 Pack

https://pix11.com/news/local-news/more-new-yorkers-are-eligible-for-half-priced-subway-bus-fares/
The program applies to MetroCards and Access-A-Ride services, providing special cards that charge 50% of regular prices for single ride, 7-day, 30-day and unlimited swipes on subways and eligible