https://www.youtube.com/watch?v=4JufLDYXZdA
Most people don't know what long term care is until they or someone they love need it. Visit Genworth's website to learn what it is, why you would need it, w

https://www.nia.nih.gov/health/long-term-care/what-long-term-care
In many cases, long-term care is provided at home by informal caregivers, such as family members, friends, and neighbors. Most home-based care services involve personal care — help with everyday activities, also called "activities of daily living.". These activities include bathing, dressing, eating, and taking medications, as well as

https://www.nerdwallet.com/article/insurance/long-term-care-insurance
People buy long-term care insurance for two reasons: 1. To protect savings. Long-term care costs can deplete a retirement nest egg quickly. The median cost of care in a semiprivate nursing home

https://www.forbes.com/health/senior-living/long-term-care-insurance/
Long-term care policies tend to be less expensive the younger and healthier the person is when they purchase the policy. However, Pate says most people don't think about adding long-term care

https://www.forbes.com/advisor/life-insurance/best-long-term-care-insurance/
Many adults need long-term care as they get older. Someone turning the age of 65 today has nearly a 70% chance of needing long-term care assistance in their lifetime, according to the

https://health.usnews.com/senior-care/articles/what-does-long-term-care-insurance-cover
Depending on the policy, long-term care insurance can help cover senior living, including home health care, respite care, adult day care, assisted living communities, nursing homes and memory care

https://www.aarp.org/caregiving/financial-legal/info-2021/understanding-long-term-care-insurance.html
The majority of long-term care policies sold since 2010 combine coverage for long-term care with another benefit, usually life insurance or, less often, an annuity, according to the Congressional Research Service. These are known as hybrid or linked-benefit policies. Combination policies covered nearly 900,000 Americans in 2022, according to NAIC.

https://www.policygenius.com/long-term-care-insurance/
Long-term care insurance covers the costs associated with treating chronic illnesses or other ailments in old age, such as at-home care for Alzheimer's patients or nursing home costs for people unable to live alone. In addition to nursing home costs LTC covers home health care, homemaker services, respite care and memory facilities.

https://www.medicare.org/articles/different-types-of-long-term-care/
Long - term care may be divided into three levels: Skilled care: Continuous "around-the-clock" care designed to treat a medical condition. This care is ordered by a physician and performed by skilled medical personnel, such as registered nurses or professional therapists. A treatment plan is established. Intermediate care: Intermittent

https://clark.com/health-health-care/long-term-care-insurance/
Genworth Financial, one of the larger long-term care insurers, reported in its 2021 Cost of Care Survey that the median cost of a semi-private room at a nursing home was $94,900 per year. "Getting old is part of life," money expert Clark Howard says. "At some point, [most] of us are going to need care.

https://www.medicare.gov/coverage/long-term-care
Long-term care is a range of services and support for your personal care needs. Most long-term care isn't medical care. Instead, most long-term care helps with basic personal tasks of everyday life, sometimes called "activities of daily living." This includes things like dressing, bathing and using the bathroom. Long-term care may also include

https://www.webmd.com/health-insurance/features/understanding-long-term-care
Cleaning‌. Preparing meals‌. People often need long-term care when they have a serious, ongoing health condition or disability, or as they get older. Reasons to consider long-term care

https://www.nia.nih.gov/health/long-term-care
Long-term care. Long-term care services help people live as independently and safely as possible when they can no longer perform everyday activities on their own. Find out about different types of long-term care and options for covering the costs. Related topics: Advance care planning, Alzheimer's caregiving, Caregiving, Long-distance caregiving.

https://seniornavigator.org/article/12732/26-frequently-asked-questions-about-long-term-care
Long-term care insurance pays for many types of long-term care. The exact coverage depends on the type of policy. Some policies cover only nursing homes. Others cover a variety of services. The cost of long-term care insurance does go up for people who are older, have health problems, or want more benefits. However, it can be a good choice for

https://smartasset.com/insurance/what-does-long-term-care-insurance-cover
A long-term care insurance policy pays for the cost of care due to a chronic illness, a disability, or injury. It also provides an individual with the assistance they may require as a result of the general effects of aging. Primarily, though, long-term care insurance is designed to help pay for the costs of custodial and personal care, versus

https://www.forbes.com/advisor/life-insurance/long-term-care-insurance-cost/
The average cost of long-term care insurance is $1,200 a year for a 60-year-old man for $165,000 coverage, according to the American Association for Long-term Care Insurance (AALCI). The average

https://www.bankrate.com/insurance/life-insurance/long-term-care-insurance/
The cost of long-term care insurance varies greatly, but traditional policies average out to about $2,220 annually for a 55-year-old man and $5,025 for a 55-year-old couple, according to the

https://money.usnews.com/money/personal-finance/family-finance/articles/what-you-need-to-know-about-long-term-care-insurance
According to data provided by the American Association for Long-Term Care Insurance, a single woman at age 55 could pay $2,700 as a 2019 annual premium for a pool of benefits initially worth

https://www.consumersadvocate.org/long-term-care-insurance
Mutual of Omaha is a privately-held mutual insurance company with over 100 years of experience in the industry. In addition to long-term care insurance, the company offers disability income, Medicare Supplement coverage, and a wide range of customizable insurance, financial, and banking options.

https://www.johnhancock.com/help-center/long-term-care.html
To use our website, we recommend using the latest version of Microsoft Edge, Chrome, or Safari. In light of events at the Baltimore Key Bridge, Maryland policyholders in need of assistance should call 800-377-7311 for LTC policies, and 800-732-5543 for Life policies. Long-Term Care Insurance.

https://www.nerdwallet.com/article/insurance/short-term-care-insurance
For short-term coverage, a 65-year-old applicant would pay about $63 a month for a one-year policy with a $1,050 weekly benefit for at-home care, according to 2024 rates calculated by the AALTC

https://americanliterature.com/short-short-stories/
Short Stories to enjoy when you have 5 minutes to spare, sorted by category so you can find what suits your mood. Stories average 1,000 words, including morality tales, feel-good/love stories, other-worldly stories, witty stories, dramatic stories, and farce/political stories. Featured authors include Mark Twain, Anton Chekhov, Kate Chopin, James Baldwin, H.H. Munro (SAKI), Virginia Woolf, O

https://www.storyberries.com/category/20-mins-stories-and-chapter-books/
The best free books for kids! Longer bedtime stories, chapter books, fairy tales and anthologies here - myths and legends, fantasy books and stories for older readers. Read free online! 20 Mins+ Adventures Age 7-12 Animals. Environment Gardens.