https://www.youtube.com/watch?v=SwMnGjEGopo
做咗咁多年人，終於認認真真計吓自己每個月嘅洗費🥲然後發現嚟到英國真係慳咗好多🤑不過，都係有少少洗突咗😪After being an adult for so many years

https://www.numbeo.com/cost-of-living/in/London
A family of four estimated monthly costs are 4,900.8$ (3,848.3£) without rent (using our estimator). A single person estimated monthly costs are 1,410.4$ (1,107.5£) without rent. London is 19.5% less expensive than New York (without rent, see our cost of living index). Rent in London is, on average, 30.8% lower than in New York.

https://expatistan.com/cost-of-living/country/united-kingdom
Family of four estimated monthly costs: £5,205. Single person estimated monthly costs: £3,153. United Kingdom is the 3rd most expensive country in Western Europe (3 out of 17) Cost of living in United Kingdom is more expensive than in 90% of countries in the World (7 out of 61) Change the currency:

https://wise.com/zh-hk/blog/cost-of-living-in-the-uk
2 Transport for London. 校對日期：2021年3月4日. 倫敦的物價指數略高於香港，綜合伙食、住屋、交通、娛樂及生活雜費和其他開支，單身人士每月需要大約 £2,000（約港幣2.2萬元）的生活費，當中租金佔了大部分，而兩大一小的三人家庭則要大約 £3,000（約港幣3.3萬元

https://livingcost.org/cost
Brazil. $754. vs. $1097. Japan. This international cost of living calculator allows by city and by country comparison worldwide: 9294 cities and 197 countries around the globe. The cost of living is calculated based on prices for rent, food, transport, and other living expenses for each city.

https://manymoremaps.com/cost-of-living-in-london-per-month/
If you don't need to use public transport for work, you probably won't need to buy a London travelcard. If you can't walk to work though, this is an extra substantial expense to add to your monthly budget. A monthly travelcard covering Zones 1-2 costs £156.30 per month. For one covering Zones 1-3 you're looking at £184! Per month!! Yikes.

https://theportablewife.com/living-abroad/moving-to-london/monthly-expenses-in-london/
But depending on where you live in London, a one bedroom flat can cost anywhere from £1,200 to £2,000+ per month, with average prices around £1,500/month. When you consider the average Londoner's salary in 2024 is £42,000 (before tax), it's no surprise that so many city dwellers end up flat sharing! High rents are the biggest reason

https://www.nimblefins.co.uk/average-uk-household-budget
Average Household Budget in the UK. In early 2024, the average UK household budget is around £2,700 a month (or £33,000 a year) based on an average of 2.3 people per household, according to NimbleFins analysis of ONS Family Spending data. But your housing situation can mean you spend a lot more or less.

https://www.numbeo.com/cost-of-living/comparison.jsp
See how far your money goes in different cities. Numbeo's Cost of Living Comparison tool lets you compare the affordability of two cities side-by-side. Just enter the two city names and see how everyday expenses like groceries, restaurants, and rent differ. We also provide a Cost of Living Index to give you a general idea of how much cheaper or

https://www.numbeo.com/cost-of-living/in/Hong-Kong
A family of four estimated monthly costs are 4,171.5$ (32,569.4HK$) without rent (using our estimator). A single person estimated monthly costs are 1,183.2$ (9,238.3HK$) without rent. Hong Kong is 28.5% less expensive than New York (without rent, see our cost of living index). Rent in Hong Kong is, on average, 40.6% lower than in New York.

https://www.ons.gov.uk/peoplepopulationandcommunity/birthsdeathsandmarriages/families/articles/thecostoflivingalone/2019-04-04
4 April 2019. People living on their own spend an average of 92% of their disposable income, compared with two-adult households who spend only 83% of theirs, according to Office for National Statistics (ONS) analysis of the expenditure of 25- to 64-year-olds. People living alone are more likely to be renting, and feel less financially secure

https://www.expatistan.com/cost-of-living/london
Summary of cost of living in London. Family of four estimated monthly costs: £6,141. Single person estimated monthly costs: £3,878. London is the 2nd most expensive city in Western Europe (2 out of 61) London is the 3rd most expensive city in the World (3 out of 169) List of prices in London. Current as of Jun 2024. Change the currency:

https://www.expatistan.com/cost-of-living/country/hong-kong
Summary of cost of living in Hong Kong. Family of four estimated monthly costs: HK$56,088. Single person estimated monthly costs: HK$38,606. Hong Kong is the 2nd most expensive country in Asia (2 out of 7) Hong Kong is the 4th most expensive country in the World (4 out of 59) Change the currency:

https://www.calculator.net/budget-calculator.html
Miscellaneous Expenses. This section of expenses is generally the most pliable in a personal budget relative to other categories such as housing or savings. It includes a number of expenses that could fall within the blurred lines of "needs" and "wants." This leaves a lot of room for personal discretion, which can be a good or bad thing.

https://www.thebalancemoney.com/basic-monthly-budget-worksheet-1289585
These fixed expenses might include mortgage, rent, health insurance, and car loan payments. Other expenses could fluctuate according to season, usage, or choices; for example, water bills, groceries, or gas. Some are required, while others, like a streaming service, might be optional, discretionary expenses.

https://www.incharge.org/financial-literacy/budgeting-saving/how-to-make-a-budget/
If You Are Paid Bi-Weekly: Multiply your take-home pay for one paycheck by the number of paychecks in a year: 26. Then divide this number by 12 to get your monthly income. If You Are Paid Weekly: Take your weekly pay and multiply it by the number of weeks in a year: 52.

https://bettermoneyhabits.bankofamerica.com/en/saving-budgeting/average-household-monthly-expenses
Housing. Whether you rent, own or are looking to make a change, being informed can help you properly budget for today's housing costs. $ 1,885. Average total monthly cost for housing, including property taxes (if applicable) $ 386,400. Median home price, 2022. 34.8 %. Average portion of total income spent on housing. 13 %.

https://www.thebalancemoney.com/breakdown-of-average-monthly-household-expenses-4687519
It may be helpful to begin by comparing your spending to what others are doing. According to data from the Bureau of Labor Statistics, the average pretax household income in the United States in 2019 was $82,852, while average household expenditures added up to $63,036.

https://www.quicken.com/blog/monthly-expenses/
The average American household spent nearly $73,000, or $6,083 a month. Three months of expenses would suggest having a rainy-day fund of $18,249. If you set aside $1,520.75 each month toward your emergency fund, you would accumulate $18,249 in a year.

https://www.commbank.com.au/personal/home-loans/your-home-buying-resources/monthly-living-expenses-calculation-template.pdf
To calculate the Monthly Living Expenses, which is the amount of money needed to maintain a reasonable standard of living, consider existing expenses that will continue to be incurred, and any new expenses that will be incurred after the loan is funded. Expenses such as the ones below should be included (where applicable).

https://www.capitalone.com/learn-grow/money-management/monthly-expenses/
Common expenses to include in your budget include: 1. Housing. Whether you own your own home or pay rent, the cost of housing is likely your biggest monthly expense. In addition to a mortgage or rent payment, costs may include insurance, maintenance and property taxes.

https://www.pewtrusts.org/en/research-and-analysis/issue-briefs/2016/03/household-expenditures-and-income
Households spent more in 2014 than they did in 1996, after adjusting for inflation; this holds whether the figures are based on averages (means) or medians. The typical household saw its expenditures grow by more than 25 percent, from $29,400 in 1996 to $36,800 in 2014. Mean expenditures grew 27 percent since 1996, rising from $43,200 to $54,800.

https://www.fool.com/the-ascent/research/average-monthly-expenses/
The average household's monthly expenses are $6,081 ($72,967 over the entire year). That's up from $5,557 ($66,928 over the entire year) in 2022. The average annual income after taxes is $83,195