ImmersiveAmbientModecolor: #e2af65 (color 2)
Video Format : 22 (720p) openh264 ( https://github.com/cisco/openh264) mp4a.40.2 | 44100Hz
Audio Format: Opus - Normalized audio
PokeTubeEncryptID: a243cbfb13944a6b7069377675f54e68e809bde36e97d74cccd461502718e569d03bbeb59ea1d762a8aa40c10ca6d45c
Proxy : eu-proxy.poketube.fun - refresh the page to change the proxy location
Date : 1715722115643 - unknown on Apple WebKit
Mystery text : djlWYTEzNk1IdGcgaSAgbG92ICB1IGV1LXByb3h5LnBva2V0dWJlLmZ1bg==
143 : true
576,844 Views • Jun 21, 2022 • Click to toggle off description
🖌 Links:
▶️ Join the Patreon Community ➭ patreon.com/humphreytalks
🐪 Hump Days Newsletter ➭ humpdays.substack.com/
🗞 Follow My Twitter ➭ twitter.com/humphreytalks
👾 Personal Finance Discord ➭ discord.gg/Gqsmqba
🖌 Free Stocks:
► WeBull (Get 7-12 Free Stocks worth up to $30,600 when you deposit at least $0.01) ➭ a.webull.com/i/HumphreyYang
► Public ($10 Free Stock) Investing App ➭ pblc.co/humphrey
► Robinhood (Free Stock Valued Up To $250) ➭ robinhood.c3me6x.net/qPyKY
Timestamps:
0:00 - Start Here
0:57 - 1. Pay off debt
2:51 - 2. Get income
4:16 - 3. The Trifecta: Delayed gratification, No CC debt, Building credit
7:25 - 4. Savings goal
9:16 - 5. Build budget
10:19 - 6. Investing
13:45 - 6. Investing Pt. 2: Index Funds
15:55 - Hump Days
📲 FOLLOW ME & FRIENDS:
Follow Rickie (Editor): instagram.com/coldgamerick
Instagram: instagram.com/humphreytalks
Tik Tok: tiktok.com/@humphreytalks
📧 GET IN TOUCH: I'd love to hear from you! If you have a longer question, or if you have a business related inquiry, please then send me an email at humphreytalks@gmail.com. I try my best to reply to all e-mail but sometimes I do not have enough time to respond to everyone.
PS: I am not a Financial Advisor, any investment commentary are my opinions only. Some of the links in this description are affiliate links that I do receive a commission for & they help support the
Views : 576,844
Genre: Education
Date of upload: Jun 21, 2022 ^^
Rating : 4.908 (371/15,743 LTDR)
RYD date created : 2024-05-14T18:49:07.970561Z
See in json
YouTube Comments - 387 Comments
Top Comments of this video!! :3
Turning 31 next month, starting this today, better late than never
270 |
I have zero debt. Pretty good income. Live below my means, still have money left over at the end of the month, and DCA into stock market every month. Yet, I STILL feel like I'm not doing much like I can do much more.
912 |
I think anyone in their 20s should note all of this down! Appreciate the value you provide here Humphrey!
371 |
I’m 29 and 😅just getting started… but I’m starting !!!🎉🎉🎉
55 |
Such an awesome Video. Goes right into my knowledge Bank on Notion to listen to it over and over again so i never forget it. Thank you!
3 |
I am 27, and thankful i dont have any red flags and not in any debt. Thanks for the video!
14 |
I spent my 20s making every mistake in the book lol...drugs, partying annd in the end i got kicked out from college without any kind of qualifications so i created my own cleaning company back in 2016. The first 2 years i had no real income - i reinvested all the money that the company has made into educations for my team, equipment and cars. The pandemic was literally the breakthrough for our company and just within a couple of months our turnover has tripled but then the worst that could happen happened... Breach of contract and licenses that have been withdrawn and all that just happened because of two teammates that havent done their job right. I had to close the company last year, sold everything to pay off my debts that came by the mistakes we have made and i still got around 15k left in debts... Im about to turn 28 and tbh i dont know how to continue. Im living in germany and thank god education is free here but going back to school at 28 ? Wont be easy... Sorry for my english but its super frustrating and dont know how i can bring myself back on track
112 |
Needed this video appreciate you so much 🤞🏼
3 |
Thanks Humphrey. I sent this to my daughter who is in her early 20s at college.
9 |
The main advice I can give is be debt free, start investing as early as possible, and be consistent with investing. I began in vesting in my 401k at 20 years old. Currently 30 years old and have 65k invested in 401k.
48 |
My journey into FIRE has taught me a lot of lessons, at the top of that list is that it never pays to live above one's means. I have managed to grow a nest egg of around $600k to a decent 7 figures in the space of 14 months. Sad to say but a lot of us have poor money management skills. My 2 cents -get an advisor to keep you accountable and aid you make better decision, I find it better to pay a little bit more for peace of mind than worry about money or market trends and still get burned.
180 |
I'm blessed to be able to do all of these. Mid 20's, no debt, solid income source (adding more soon), emergency fund set, investing by DCA'ing into index funds/etfs every month. Great overview and agree with all the points in this video Humphrey! Cheers man
48 |
Thank you dude! Lots of helpful information
1 |
Hey Humphrey I just turned 19 this year is gonna be me preparing myself for my 20s to accomplish this!!
57 |
Thanks, I've been following and agree with all these steps. Right now my goals are: holding on to $12,000 for a car (since mine is from 2004 so I could suddenly need another car and I'd prefer to buy with cash or a very short term loan), limiting my lifestyle inflation by continuing my monthly spending/goals spreadsheet every month, improving our finances together with my partner with our monthly finance spreadsheets and discussions, and starting a Youtube channel for my biggest hobby passion to improve things like public speaking and video editing (I had a different channel I really enjoyed awhile ago but stopped years ago)
109 |
Love this message! My goal is to retire at age 50, I'm a physician but I don't spend like one, though I do focus on experiences such as eating out and traveling and saving and investing the rest. Reading "Die With Zero" by Bill Perkins really changed my perspective on focusing on splitting my life into time buckets and retiring early.
12 |
Great video Humphrey! Thank you
1 |
The S&P 500 and Nasdaq composite snapped long win streaks on Thursday, but rebounded Friday to close higher for the week. Recently sold 25% of my $285k portfolio comprising of plummeting stocks that were recommended by certain financial YouTubers, quite devastating!
90 |
Some universities actually have compartmentalized professional programs where you actually go to school for less than four years, maybe two or three, but you are on a very specific professional path like accounting. This allows someone to optimize college get done in a shorter period of time with a very defined professional goal.
2 |
@blaquopaque
1 month ago
The best thing and the simplest thing you could do is make sure you're investing at least $1000 into your brokerage or retirement account Quarterly. If you aren't able to, figure out how to come up with some extra cash. Your future self needs it.
853 |