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1,466,226 Views ā¢ Premiered Apr 6, 2021 ā¢ Click to toggle off description
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Direct link to my SS Break Even Calculator socialsecurityintelligence.com/calculators/social-ā¦
My Video on using a break-even analysis
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VIDEO: Spouse's Guide to Social Security Survivor Benefits
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Views : 1,466,226
Genre: People & Blogs
Date of upload: Premiered Apr 6, 2021 ^^
Rating : 4.951 (539/43,371 LTDR)
RYD date created : 2022-02-13T06:04:09.43382Z
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YouTube Comments - 2,618 Comments
Top Comments of this video!! :3
I retired from a demanding never appreciated job of nursing at 61. Best thing I ever did. Started taking SS at 62. I am active and want to enjoy life. Seen too many people come into the hospital after retiring late and having major medical issues. They could not enjoy their retirement. Retire early.....enjoy life!
301 |
The thought of retirement makes me cry. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. Itās so difficult for people who are retired and have no savings to fall back on.
483 |
Two years I plan to retire at 62. I am so DAMN tired of as-h-les saying "What will you do?
I will enjoy life. I am sorry if these people have no life. I will read, go for walks with my dogs, try to go to church more often, go out for drinks and never, ever have to wake up to an alarm again or deal with traffic going to a job...or some days I will just do nothing.
I just hope GOD grants me the time.
Thanks, for reading
746 |
I went at 62, it was a challenge money wise. Took a big cut in pay. That was in January 2018. I was totally worn out and discusted with that company. It used to be a decent place to work. Went totally downhill when the previous owner decided to hang it up and sold the company to investment bankers. I turned 62, I had options then. Clocked out one afternoon, never clocked in again. CHEERS, People.
154 |
Ageism is very common in today's work force. I just turned 61, my co workers call me grandpa. They don't realize that they will be my age sooner than they think.
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I'll tell you a great reason to file at 62. I filed and a year later I had a heart attack and a quadruple bypass. Then I had pulmonary edema. So I almost died twice. I'm now 66 and I do not regret one single moment for filing early. š
51 |
I retired at 62 because I my job was making me sick, right before I get ready for work, I will start getting stomach ache, and start shaking, I was a waiter for one of the big hotels here in Las Vegas, I was getting sick almost everyday,I was getting pneumonia the flu, and a lot anxiety, so I quite my job, and file for social security, I got like 1100 dollars, plus my pension from the culinary union, I work for 41 years on the restaurant business, and from the union when you put 20 years or more you get 50 k, if I would have taken the 50 k, my monthly check would have been 800 dollars a month, so I decline to take the 50 k , and get 1200 hundread a month for the rest of my life, and this way I didnāt have to pay taxes, this is what I did, another thing since I quit my job I have never got sick, no flu pneumonia or noting at all, so Iām happy.
98 |
Retired at 60+ onJanuary 1, 2020. Started my pensions at 60.5 with a little 401k kicker a few months later. I did the math and my break even point (early vs full SS) is 79+. It doesnāt make scene to wait another 4 years and 10 months to start SS. I am enjoying doing things I thought I didnāt have time for while working, spending money enjoying life. Iāve raised a family, work hard and saved money for this moment in time. Iāve filed for SS at 62 and can wait to start recouping some of my money.
Retire as soon as you can. Enjoy life, family and friends while you can.
158 |
You can adjust your lifestyle to a reduced income but with no life or quality of life, extra income doesn't mean much. Best decision I've made was to retire at 62. I'm poor but have enough money to pay for everything with a good chunk left over. Best of all at age 69 I'm more healthy than at 49 and can enjoy my retirement.
451 |
One of the best things I did for myself was retire at 62. Donāt have to worry about being laid off or losing my job. Less stress.
631 |
Yes retiring at 62 while I still have the strength to enjoy life
49 |
I've always had issues with all the "experts" that said you should wait until full retirement age, or even 70. First, it's based on actuarial tables so the population based results are the same payout. Second, they ignore how much you lose if you die early, If my dad had waited until 70, he would have collected zero dollars since he died at 69. Third, they always neglect the fact that for every $ I take in SS, that's one more dollar that I can leave in investments. That money will also grow, and unlike my SS, I can pass it on to my daughter. Finally, the obvious; I don't trust what the government will do with this fund.
101 |
I said good riddance to corporate America in 2018, I choose to work part time at my local grocery store 2 days a week, and I also work in my community ministry, Iām active and never felt so fulfilled!
I truly Thank God for this season in my life. šš½ā„ļø
811 |
I found that after age 55, it took an average of one year to find a good job. At 63, unemployed again, I decided that retirement was the best choice as many employers are reluctant to hire anyone near retirement age. I was tired of fighting the ageism common in America.
734 |
Retired at 62, filed at 63 and 4 months to get 80%. Company wanted to get rid of the older workers so offered a buy out. So along with my pension of 38 1/2 years, plus my S.S. and some IRA money we do okay!
Took the buy out money and bought a camper and truck and went prospecting, riding the Harley and visiting friends and relatives.
9 |
I'm 55, a RN and sick of sick people. Trying to start a business doing what I love , which I have been researching . I can actually file for disability from a broken back, high blood pressure etc.. my dr's even recommended that I do that. My home is pd for ( valued at $430) no debt.
79 |
I Retired last month age 62, at this point my focus is on health not wealth. I have lost 10 pounds in a month, exercising regularly, life is good. People waiting to stop working are not delaying retirement, they are shortening retirement.
483 |
I'm 58 years old and already have 40 years working in the same machine shop . To say I'm tired is an understatement . 4 more years , 4 more years , 4 more years !
360 |
Retired at age 56 two years ago. Already have 3 heart stents. I plan on taking SS at 62. There was never a question for me!
21 |
@DevinCarroll
2 years ago
Get a customized Social Security filing plan. Start with a complimentary discovery call with my team of Registered Social Security Analysts www.devincarroll.com/consult-with-RSSA
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