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88,215 Views • Nov 30, 2022 • Click to toggle off description
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Views : 88,215
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Date of upload: Nov 30, 2022 ^^
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YouTube Comments - 643 Comments
Top Comments of this video!! :3
I paid up all my mortgages in 2yrs while working with a Financial Adviser. I’m 50 and my husband 54 we are both retired with over $3 million in net worth and no debts. We got to realize that the secret to financial freedom is making better investments.
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Thank you for donating plasma, plasma keeps me alive and it's people like you that I'm grateful for.😊
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Just bought a house with almost no maintenance and paid off in 1 year ish time. F'ing love it! Im so tired of having a huge house that steals my money and time. Didnt resonate with me, so now its perfection.
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Congratulations!!! My husband is the sole breadwinner. (I am a homeschool, stay-at-home mom.). We bought our house in August of 2017, and we just paid it off in March of 2022. We got a 20-year mortgage so our payments were about as high as we could stand. Anytime we got extra money, most or all of it got thrown on the mortgage. We did no spend months. We said no to ourselves a lot. While we were paying off our house we had two more children (our second born was 12 days old when we moved into our house.). So we have four kids, ages six and under, and my husband is 36, and I am 33. It’s such a wonderful feeling! Especially since inflation has gone absolutely crazy, it’s such a peace of mind to not worry about making monthly mortgage payments.
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We just paid off our house after 19 years on a 30 year mortgage. We are the "cheap" house in an extremely expensive neighborhood, I get the peace part of paying off the mortgage. I sleep really well every night now. Our only debt is a trailer in an RV park which we plan to use all summer long. We doubled our payment to pay that off early. That is how we vacation now.
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Congratulations! Yes we also bought our house in 2014 for $89,000 (Ohio 😃) and doubled up payments and paid off in 3 years! All praise to our great God!
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Im 32 and just paid my mortgage off.... I feel so free its surreal.
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Congrats! It’s a great feeling. I paid mine off on my forty-second and a half birthday during the pandemic. My goal was by 45.
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Congratulations! We’re paying off our house at the end of 2023 after 11 years and so excited to be debt free!!
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My coworker came to find me the other day to tell me she was leaving early to go make her last mortgage payment. I was the only one she could tell because she knew I retired my mortgage last year. I gave her a big high five. It's a secret club of smart, focused people who know the value of owning their home.
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We were mortgage free at 30. After looking at my repayments after 6 months i realised i was just paying interest with virtually nothing off the principal. 1995. Thats when i realised this is stupid! The secret is to be "ownerbuilder' (australia). I had no background in building but read books ( no internet) . The only work you cant do yourself is electrical and plumbing. You can draw the plans, dig stump holes, erect the prefab frame, put on roof, drywall, kitchen,paint, tile etc. Planning and sourcing materials yourself , everything is at lowest costs. If you allow 6 months off work it can be done. I have built 5 houses this way.
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I love everything about this. We paid off our home 18 months ago and now we are working on paying off our rental property. I'm declaring 2023 the year of mortgage free on that home (always leaning on God's help and strength).
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Wife and I paid our home off two years years ago at age 38. No regrets. Could have made more in the market, sure but the piece of mind in this current economy has us and our kids sleeping good at night. We have zero debt and when or if we ever decide to sell, we get 100% equity.
Well done.
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Now I’m 35 and own four houses paid in full so three rentals and one I live in basically able to retire but still work when I want
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Stranger: Where are you from?
Me: Iowa
S: Oh, where potatoes are grown.
Me: No, that's Idaho. We grow corn, soy beans, cattle and hogs. 😆
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Congrats on the pay off! We owe $47k on the house and are fighting tooth and nail to get it knocked out by next year while I'm still 40 (It'll be eight years since we got the mortgage). We're nearby in Rigby. Then on to maxing out investments working towards FIRE!
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We were very fortunate that when we got married we each brought ourself a condo. After marriage we lived in one condo and rented out the second one. We then paid off both condos and brought a single family. We had then sold one condo. So we had 2 passive income rental properties We lived in that for 17 years (paid it off) also rented out that home and bought another single family home. Unfortunately we divorced after 25 years marriage and from the marriage settlement I got the fully paid off home which I’ve now used at stable passive income for 10 years. Have had same tenants for tens years. I’m now able to work part time as a registered nurse after 40 years only due to passive income from rental property. My primary residence does have a mortgage that I’m pre paying. Hard work does pay off. Congratulations.
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We have been mortgage free for a couple years and it’s so nice! Right now, we’re building a new house and have paid cash for it all so far. So freeing!
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Got about 40K left and I can't wait to knock it out! So happy for you and your family! Way to go!
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@FennaVa
4 weeks ago
My wife and I's monthly payment was $2415 month. We would pay an extra $500 a month towards the principal. We currently just refinanced to get a lower interest rate and to get off of PMI. Our new monthly payment is $2915 a month. We plan on still paying $3700 a month but are now going to do bi-monthly payments.
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