Views : 52,679
Genre: Howto & Style
Date of upload: Nov 26, 2023 ^^
Rating : 4.889 (97/3,400 LTDR)
RYD date created : 2024-04-24T00:39:08.601535Z
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Top Comments of this video!! :3
Your senior self will thank you Marissa. We are retired and so many family and friends in the same position struggle.They have mortgages and credit cards and car payment. I am so glad my husband of 49 years and I always worked together so we wouldn't have to worry about money when we were old or rely on our kids. The biggest and best thing we ever did was about 30 years ago my husband switched jobs and had a big bump in salary. We talked about all the things we could buy which was fun, but then decided to live how we were living and just pretend that money did not exist.
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Thank you so much for sharing another great video. My mother taught me a very valuable lesson about money when I was 16. I was still in high school and working part time she bought me a car so I could drive myself to and from work an school. I had to pay her back so much every time when I got my check until the car was paid off. I was also responsible for my own gas. I could spend whatever other money I had on whatever I wanted. We had a little circus come to town and I really wanted to win this teddy bear. I ended up spending all of my gas money I'm trying to win this teddy bear which I never did get. I asked my mom for some money for gas and she would not give me any. So for the next week I had to walk to school and to work and home . She said she done it to teach me that I have to put my needs first before my wants and it worked. I'm 63 years old now and I've never had to walk anywhere for lack of gas unless I chose to walk. Always take care of your needs first.
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#2 is SO important! It's why I nag every newly engaged couple I know to get some pre marital counselling or do a marriage preparation course. I know so many couples who will spend hours discussing what colour chair sashes to have at their reception or what song to have for their first dance, but they never, ever discuss things like how to manage finances post marriage. And then 6 or 12 months after marriage, they suddenly hit huge problems when they realise that their views on finances (or family or any other major topic) are miles apart.
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Your channel resonates with me. I have been watching you since the beginning. Becoming more minimal has changed my perspective of ‘things’. Impulse buying is a thing of the past. Mindfulness in need and want has taken over, as well as where would I store it if I bought it. Following your story has brought me from resentfulness and regret to a take charge attitude. I have gone from homeless with two children to owning my own home, and now to empty nest. I downsized to an apartment, and am debt free. Retired, I am able to follow my passion to be an artist and sell some of my work for extra money. You have been an inspiration. Life, as you have shared, has its ups and downs, mindfulness in how to navigate it is golden. You are a golden star. Thank you.
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I love how you always explored where your habits came from; it's the emotional work you do that I find some valuable. My dad had all the money and my mom was broke. We lived in a middle class community, my dad made money that tout him in the lower upper class but the money spent on the kids was poverty level. There was little food in the house, we never went to the doctor, and you never even asked for a ride or to participate in sports or activities or for anything because you knew the answer would be no. As an adult I had low paying jobs and lived a small existence until I confronted my childhood and how all that neglect affected me.
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Agree with you, especially on the point of marriage. I started dating a man who was able to show me how investing and smart spending had enabled him to more than meet his financial goals. He cared about my financial future even before we married. I think having a partner with the same financial goals is key to financial success and a happy marriage.
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Changing my mindset about money brought the biggest change for me. I learned that money is evil and rich people are selfish as a kid. As an adult I turned these believes into more helpful ones. My husband and I made huge progress in our finances being now almost debt free and making way more money while working less.
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We have experienced the peak of an era and now it is over. The recession destroys everything, including RRSPs. My retirement portfolio of C$400k is in the red. I keep losing because of uncertain economy. I'm sorry if you're thinking about retirement and worried that your pension won't be enough to cover rising living costs. Terrible foreign policy, bad regulatory policy and bad fiscal policy everywhere.
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Thank you for sharing these personal finance lessons! The combination of minimalism and saving money is so powerful. It's inspiring to hear how these principles have made a positive impact on your life. Looking forward to implementing some of these lessons in my own journey to financial well-being
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@adriangee4272
5 months ago
I finally became minimalist and got rid of 90% of my stuff. I'm finding that I'm still spending a lot of money. Food, services, and entertainment is really expensive now. But I do buy less stuff, because I know I don't need it or don't have space for it.
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