ImmersiveAmbientModecolor: #e0b571 (color 1)
Video Format : 22 (720p) openh264 ( https://github.com/cisco/openh264) mp4a.40.2 | 44100Hz
Audio Format: Opus - Normalized audio
PokeTubeEncryptID: 68635d90b22d5161d28245ca5a5f9e854e09ceeaa3335f576efcd508710f46d1fde4ed3fdfceb4fd0048aaac801f1692
Proxy : eu-proxy.poketube.fun - refresh the page to change the proxy location
Date : 1715750461814 - unknown on Apple WebKit
Mystery text : MG9xSkNERHkxZ1EgaSAgbG92ICB1IGV1LXByb3h5LnBva2V0dWJlLmZ1bg==
143 : true
323,225 Views ā¢ Jan 10, 2024 ā¢ Click to toggle off description
Check out my video on budgeting for beginners: Ā Ā Ā ā¢Ā BudgetingĀ ForĀ BeginnersĀ |Ā TheĀ OnlyĀ Bu...Ā Ā
How ChatGPT Saved Me Time And Money: Ā Ā Ā ā¢Ā HowĀ ChatGPTĀ SavedĀ MeĀ TimeĀ andĀ MoneyĀ (...Ā Ā
Order George Kamelās new book,āÆBreaking Free From Broke. āÆstore.ramseysolutions.com/money/books/breaking-freā¦
EveryDollar Budget Deal: I love a good deal, when you sign up using this link, Iāll hook you up with a 14-day free trial and $15 off your first year of the premium version of EveryDollar. www.ramseysolutions.com/ramseyplus/everydollar/geoā¦
George Kamel is a personal finance expert and co-host of The Ramsey Show. Following Ramseyās proven money plan, George went from negative net worth to a millionaire in under 10 years. His goal is to help people spend less, save more, and avoid money traps so they can live a life with more margin, options and freedom.
This channel will simplify complex money topics, bust money myths with actual facts, and debunk the stupid financial advice you're seeing in your social media feed. All with a healthy dose of pop culture, humor, and snark.
Views : 323,225
Genre: People & Blogs
Date of upload: Jan 10, 2024 ^^
Rating : 4.924 (245/12,606 LTDR)
RYD date created : 2024-05-14T05:28:58.041568Z
See in json
YouTube Comments - 1,109 Comments
Top Comments of this video!! :3
Everyone, no matter your net worth, should have a budget.
169 |
As a woman, it drives me crazy that so many other women complain about money, yet they are out getting mani-pedis, fake eyelashes, highlights, etc.
674 |
I NEVER waste food! After my 60th birthday party that was catered, we ate leftover sandwiches and chicken for 12 straight days. š
Don't laugh, we are debt free house paid for and think nothing of going on luxury vacations.
683 |
1. Impulse shopping
2. Never waste food
3. Use credit unwisely
4. Buy brand names only
5. Neglect budgeting
6. Buy new when used works
7. Ignore energy waste
8. Ignore DIY
9. Pay for unnecessary subscriptions
10. ?
11. Mindless entertainment spending
12. Sacrifice quality for cheapness
13. Purchase trendy items
173 |
Everyone was talking about Stanley cups this past Christmas, and I thought everyone just became big hockey fans all of a sudden.
209 |
On point. My mother always said, "buy once buy good". This channel is one of my favorites.
159 |
remeber last year eveyone wanted yeti products and now those same people are replacing them all with Stanley? I just can't imagine chasing treds like that
51 |
Frugal people would not mic drop. That's an expensive way to make a point. š
16 |
My wife and I are frugal, but we use one credit card for most of our monthly purchases and pay it off every month. We have been doing this for years and have never paid any late fees.
77 |
Several years ago a middle-aged woman at my Church bragged her and her husband never budgeted his income. Within a few weeks she stood up in Church to give a 'testimony' that they couldn't make their house payments. A neighbor lady paid off their house mortgage. All I could think was shame shame.
95 |
Using no fee, cash back credit cards to pay for things I would buy anyway, then paying them off before 30 days is definitely smart and frugal. I get a $500 check for my Costco card every year plus additional 5% off all my Amazon purchases.
117 |
George! When you said "Hey Google order me a coloring book..." my phone heard that and started processing the order! I had to stop it immediately. Also, I wasn't aware my phone would pick up other people's voice, so I learned to turn off 'Hey Google. '
41 |
I'm frugal. I don't go out to eat without a coupon, No food delivery, mainly shop clearance section, and don't have credit card debt.
Used products can also be vintage collectibles.
33 |
If you struggle with impulse buys or suspect you're buying something you don't really need, I recommend putting it in the cart, walking the entire store and doing an internal debate of how much use you will actually get out of it and contemplating what else you would be able to buy for roughly the same amount if you didn't buy the impulse purchase. I find that helps to put things in perspective. I have put a LOT of things back on the shelf once I started doing this.
97 |
Great video. I'm definitely frugal -- but I absolutely agree on Charmin Extra-Strength. And Dawn dish-washing liquid. Some things save you money by spending a bit more.
96 |
1. Iāve never done an impulse buy. I buy what I need or want. I research anything over $50.
2. I donāt waste food, except maybe salad stuff once every 2 months. I eat out once every 2 months.
If you buy online & go pick it up, you buy much less junk. I also make food to give me about 5 meals and freeze half.
3. I use credit every day to get the points, but always pay it off monthly. Those points ends up being over $1000./ yr.
4. I may buy a name brand ketchup, but thatās about it. Oh, and I like my Charmin ultra strong!
5. I donāt budget, I just spend what I need and if I buy things I donāt use, I return them.
6. I buy my Volvo used, but my furniture either new or antique. Iāve had things 40 years.
7. My bedroom & upstairs thermostat is set to 60. Downstairs is 67 in day, 62 at night.
8. I do DIY. Built a concrete staircase w 7 steps myself, and Iām 67. Came out perfect!
9. I share subscriptions for tv, Netflix and phone bill w my kids & split it.
10. Entertainment? Iād rather own gold coins.
11. I only head to cheapness if itās a temporary item. My couch is nice leather sleep sofa.
12. Who cares about trendy items. They are usually stupid.
20 |
With the exception of consumables, I would say frugal people go brand name often. When a shirt from LL Bean will last you as long as 5 from Walmart, why not spend a little more to avoid spending more often.
86 |
I just paid off my car loan last week and received my title in the mail and I feel so ecstatic because it created more margin in my budget to work on my last debt and save. I freed up $200+ a month now! Thank god. I love meal planning and sticking to inexpensive meals that are quick to make and filling.
35 |
I made a grocery list and unexpectedly found a slice of chocolate cake on bakers sale for 25 cents. I gave in.
31 |
@pattijacobs8961
4 months ago
Years ago I had a trick that let me shop without spending money. This was back when clothing catalogues inundated all our mailboxes. I would excitedly go through each catalogue, marking the pages of all of the items I wanted to buy. Then I would put aside the catalogue for a few days. When I looked the items over again later on, I had lost the need/desire for almost all of them. I had the thrill of shopping without any negative consequences. I do this on Amazon, as well. Whenever I see something I like, I put it in my Cart as if I were buying it. Then I just let it sit there. I go through my Cart every few weeks and say, "Oh, yeah, I really wanted that last month, but obviously I can live without it." This way I don't deny myself, but I don't make impulse purchases that I'll regret later.
524 |