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22 Views • Aug 17, 2024 • Click to toggle off description
And typically, first-time buyers put down just 7%.
Don’t forget about closing costs, which range from 1-6% PLUS an emergency fund that covers 3-6 months of expenses is a must!💡
But here’s the bigger picture:
1. Your monthly payment: The less you put down, the higher your monthly payment.📈
A smaller down payment also means paying more in interest and mortgage insurance over time.
2. Your negotiating power: 🤝🏻 A higher down payment can strengthen your position in negotiations.
But remember, there are other factors in negotiations that you can leverage to your advantage.⚠️
3. ⚡️Your Purchasing Power
Lenders pre-approve you based on a monthly payment amount.
The more you save for a down payment, the lower your monthly payment, and the more house you can afford.🏠
Before deciding on how much to save for a down payment, look for a professional who will give you a reliable and realistic figure.📲
Follow me for more real estate advise!" #downpayment #realestateinvesting #homebuying #realtorhacks #mortgagetips #financialeducation #buyingahome #oakland
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Genre: People & Blogs
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Uploaded At Aug 17, 2024 ^^
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RYD date created : 2024-08-19T05:54:42.31626Z
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