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Date : 1727324762306 - unknown on Apple WebKit
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383,863 Views • Sep 17, 2023 • Click to toggle off description
Views : 383,863
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Uploaded At Sep 17, 2023 ^^
warning: returnyoutubedislikes may not be accurate, this is just an estiment ehe :3
Rating : 4.913 (166/7,464 LTDR)
97.82% of the users lieked the video!!
2.18% of the users dislieked the video!!
User score: 96.73- Overwhelmingly Positive
RYD date created : 2024-06-08T23:03:25.515513Z
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YouTube Comments - 637 Comments
Top Comments of this video!! :3
the saddest part was when he said his trade payoff was $46K for a Honda Ridgeline🤣
184 |
The fact that this person got rid of their two year old car for a brand new car during the time of record interest rates and prices tells me that financial literacy is probably only a small portion of the problem
189 |
This isn’t a problem with financial literacy. This is a problem with priorities!
318 |
I worked in auto sales 19-21, now I’m about to graduate with a BS in finance. Almost no customers had down payments and frequently wanted to roll negative equity into the new loan. Now that’s a significantly more important issue today because of prevailing interest rates. The scenario puts customers already in a hard spot into a worse spot.
133 |
consumers fault...if you're negative on your loan, don't bother trading
69 |
Keep your cars for a decade. I learned this because I was stupid. Have had Volvo for 11 years. It’s just now being replaced with a Honda but we are still keeping it because it’s only worth $4k. It’s worth more to me than that because we’ve had it since new and maintenance has been by the book.
88 |
The note is literally a mortgage payment. Assuming, 0 down and 7% due to negative equity, roughly $1,900-1,975 per month for 72 months. Making the bank $26k in interest
26 |
Dumb consumers are going to make it hard to ever see reasonably priced vehicles again.
75 |
The big question is who are the people buying cars that cost close to 1/3 the price of a $250,000 house. I can’t imagine paying anywhere near $90,000 for any car. I have little sympathy for the buyer.
49 |
People are beyond dumb if you pay over 100k on a truck that you aren't using for work and even at that price it's still foolhardy.
20 |
Basic financial literacy needs to be taught in high school.
106 |
I cannot imagine making such an unsound financial decision
6 |
We all have a choice!
In 2017 I leased my first car. I drove over the miles and within 2 years, rolled the negative equity into another lease… $6k in the hole. Towards the end of my second lease, I realized things were only getting worse. I made the decision to sell that car, pay off the negative equity, and buy a used car for a third of the price.
We now own two paid off vehicles, have been maxing our Roth’s and HSAs, and are funding our kid’s 529s. All because 4 years ago we decided not to drive new cars. With a little patience and strategy you can dig yourself out of any bad situation!
10 |
This person wasn't just underwater with his loan... He was "Marina Trench DEEP" underwater.... Someone needs a financial coach/mentor.... 💸💸💸
17 |
I paid 99k for my house in 2014 which is now valued at an astonishing 200k! 2 things here. I would NEVER buy my house for 200k and I would NEVER buy a GM vehicle for 100k. The world is crazy crazy place right now!
2 |
Just keep the Ridgeline, with proper maintenance you can give that truck to your grandkids. The GMC I highly doubt.
94 |
This man is a genius. He gets GAP Insurance with the loan, then all he has to do is total the new truck, then the insurance company will pay off the full amount of the loan.
5 |
So many people stay poor because they are constantly buying a new car every couple of years just to “keep up with the Jones”. Not me. My net worth is north of $2M and my vehicle is 13 years old. It’s so nice not having a car payment. We either paid cash or paid off all of our cars very, very quickly.
29 |
100k for a vehicle that he/she probably drives back and forth to work? Some people have lost their freakin minds! They deserve to be in debt for making boneheaded decisions.
6 |
@sgt.grinch3299
1 year ago
The banks should never approve these loans.
619 |