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How to save ₹3 LAKHS on a ₹15 LAKH car? | ₹15 లక్షల కారులో ₹3 లక్షలు ఎలా ఆదా చేయవచ్చు?
💳 Traditional Loan (4 yrs)
👉 Down payment: ₹3L
👉 EMIs: ₹30K/month = ₹14.6L
👉 Total cost: ₹17.6L
But wait… what if you choose Employer Car Lease instead? 😏
💡 Car Lease (4 yrs)
👉 Lease rent: ₹36,250/month (₹4.35L/year)
👉 After 4 yrs, pay just 5% of car value = ₹75K
👉 Employer covers fuel, maintenance & driver tax-free 🚘
👉 Tax saved: ₹94K/year = ₹3.75L in 4 years
👉 Net cost = ₹14.4L ✅
That’s ₹3.2L cheaper than loan! 🎉
And remember — higher the tax slab, higher the savings! 📊
⚠️ Note: Car lease depends on whether your company offers the policy. Always check before deciding.
So, what’s your pick — 💳 Loan or 🚘 Lease?
#TeluguReels #Telugu #CarLease #CarLoan #MoneyHacks #TaxSavings #FinancialTips #Groww #WealthBuilding #CarFinance
Views : 10,368
Genre: Education
License: Standard YouTube License
Uploaded At 1 month ago ^^
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Rating : 4.957 (5/462 LTDR)
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User score: 98.40- Masterpiece Video
RYD date created : 2025-08-28T14:15:41.17107Z
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