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118 Views • 1 month ago • Click to toggle off description
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✨ Credit repair isn’t magic — it’s a process! ✨
Many people believe their credit can be fixed in 30 days, but the truth is, negative items can stay for years. Understanding the difference between minor and major derogatories is key to building a real plan for improvement. 💳📈

✅ Minor derogatories: Late payments under 90 days
🚫 Major derogatories: 90+ days late, charge-offs, collections, judgments

Credit repair is about patience, strategy, and consistent action. Start today — your future self will thank you.

#creditrepair #financialeducation #creditscoretips #moneytips #creditreport #debtfreejourney #financegoals #moneymanagement #smartmoneymoves #wealthbuilding #credittips
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Views : 118
Genre: People & Blogs
License: Standard YouTube License

Uploaded At 1 month ago ^^
warning: returnyoutubedislikes may not be accurate, this is just an estiment ehe :3
Rating : 5 (0/7 LTDR)

100.00% of the users lieked the video!!
0.00% of the users dislieked the video!!
User score: 100.00- Masterpiece Video

RYD date created : 2025-08-15T15:52:07.443325Z
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4 Comments

Top Comments of this video!! :3

@vtv3456

1 month ago

Thank you Justin for keeping it simple!

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