Life insurance is not an investment and IULs provide no cash flow

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Life insurance is not an investment and IULs provide no cash flow

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269 Views • Sep 24, 2024 • Click to toggle off description

Don’t fall for the miss information of insurance salesmen. Life insurance particularly an Index Universal Life policy is claimed to have an investment component which is true in a sense. The investment component is only beneficial to the insurance company. The earnings reduce the price the insurance company pays towards the death benefit. So you don’t get the death benefits plus your investment earnings when you day. The beneficiary only gets the death benefit face amount purchased in the beginning.

A smart choice is investing personal for cash flow plus a term policy until your dependents are old enough to support themselves.

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Views : 269
Genre: Science & Technology
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Uploaded At Sep 24, 2024 ^^

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RYD date created : 2024-09-25T12:26:46.350327Z
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