Hey there future homeowners! Let's talk about something crucial when buying a house - getting homeowners insurance.

With climate change increasing risks like wildfires and floods, insurers are getting way more picky about what properties they'll cover these days.

But don't stress, I've got tips to help you cross this hurdle:

Tip #1: You HAVE to have homeowners insurance to get approved for a mortgage loan. It's non-negotiable, so don't skip this step!

Tip #2: Work with an independent insurance broker. Not one tied to a single company, but someone who can shop rates across multiple insurers to find you the best deal.

Tip #3: Start your insurance hunt long before you hit escrow. Underwriters need ample time to properly evaluate the property risk. Don't leave this to the last minute!

With some proactive planning, you can lock down that homeowners insurance and keep your home purchase on track. Easy peasy!

Drop a comment with any other home buying tips or questions. And smash that like button if you found this video helpful!



💻 Dive deeper into your real estate journey on my website and get even more information through my links below!
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https://linktr.ee/stevemungroup

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Welcome to the official YouTube channel of Steve Mun Group | Silicon Valley Realtor

Whether you're settling into Silicon Valley, considering a move due to job relocation, or exploring investment opportunities through a 1031 Exchange, my channel offers a wealth of resources tailored to meet your needs. Dive into the heart of Silicon Valley Real Estate, from Rivermark area homes to luxury condos in Miraval, and discover the latest in activities at Mission Terrace and other Santa Clara Real Estate opportunities and beyond.

As a multiple award-winning agent with Keller Williams Silicon Valley and a Master Certified Negotiator, I'm committed to securing the best terms and financial outcomes for my clients. My content spans across market updates, exclusive home tours, and invaluable tips for both sellers and buyers, including home renovation hacks and strategies to maximize your return on investment. Laugh along with me through entertaining content designed to lighten the home buying and selling process.

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As your go-to San Jose Realtor, I also offer insights into the latest trends, just listed and just sold properties, along side expert advice on house hunting and home selling. Whether you're a first-time home buyer or a seasoned home seller, I am here to guide you through every step of your real estate journey.

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🖥 Ready to find your dream home or sell for the best price? Visit the Steve Mun Group website and the website showcasing our latest listings here:
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