🚀When investing in mutual funds, you have two options: Direct Plan and Regular Plan. Both have the same underlying portfolio, but they differ in terms of cost, returns, and how you invest in them.

✅Key Differences:

1. Cost: Direct plans are cheaper because they don't include commission fees.

2. Returns: Direct plans typically yield higher returns over time due to the lower cost.

3: Advice: Regular plans come with advisory services, while direct plans are for those who prefer to manage their investments on their own.

🤔Which Should You Choose?

🔹Choose Direct Plans if you are comfortable researching and managing your investments without the need for professional advice.

🔸Choose Regular Plans if you prefer having an advisor guide you, even if it means slightly lower returns due to higher costs.

🔥But Direct plans in mutual funds generally have a very low ‘Expense Ratio’ compared to the Regular plans.

👍Comment ‘Direct Mutual Fund’ to get the list of Top 10 Direct Plan Mutual Funds in India.


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