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38 Views • Jul 3, 2023 • Click to toggle off description
An easy way to improve your credit score is to have a look credit utilization ratio. It simply means how much of your available credit you are using.
So if your total credit limit on all of your cards is 6 lakh and your outstanding amount is only 60000 to credit your utilization ratio would be 10%. But if your outstanding amount is 2 lakh the ratio increases to above 33% which is high.
A healthy ratio is below 30%, while the best is considered to be less than 10% having two to three cards helps you get a higher credit limit as well as spend out your purchases this helps you to have a good credit utilization ratio. Over time, this helps you to build your credit history and CIBIL score.
This internship allows you to have an even higher credit limit which can be useful in emergencies. Not that you love to keep an eye on the annual fee for each of the cards and the minimum spending limit.
To know more tips of this kind and save money, follow @investwithravindra.
Views : 38
Genre: Education
License: Standard YouTube License
Uploaded At Jul 3, 2023 ^^
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RYD date created : 2024-11-07T20:08:33.377522Z
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