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706,576 Views ā€¢ Nov 9, 2024 ā€¢ Click to toggle off description
How To Void Your Insurance #lawyer #car #personalinjurylawyer #court #law
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Views : 706,576
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Uploaded At Nov 9, 2024 ^^


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Rating : 4.962 (524/55,111 LTDR)

99.06% of the users lieked the video!!
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User score: 98.59- Masterpiece Video

RYD date created : 2024-11-21T20:33:38.827069Z
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559 Comments

Top Comments of this video!! :3

@tomjobs4610

1 week ago

He forgot 1 thing to not lose your insurance: Donā€™t buy Allstate

5.2K |

@1972LittleC

1 week ago

Rule one; an insurance company loans you an umbrella when it's dry but wants it back as soon as it rains.

3.3K |

@PaulTMaack0

1 week ago

I used to work at a pizza delivery joint. Had a driver get into an accident and the first thing he told the lady he hit was "I hit you. It was my fault. I'm giving you my insurance info so you can get taken care of. If you tell them I'm delivering a pizza they will not pay you. I'm on my way home from work. Got it?"

1.7K |

@ExestentialCrisis

1 week ago

State Farm told me that transporting people*, i.e., Uber/Lyft, was not covered under my personal policy, but just transporting *food is covered, without any necessary additional endorsement. So check your insurance company and state - coverage varies wildly.

661 |

@jpercario21

1 week ago

In NJ, if you're driving for a rideshare company in your personal car and hit someone, it won't be considered a private passenger auto but we have law that Uber or Lyft extend coverage. Lyft is Liberty Mutual and Uber is Progressive right now, and if they have a passenger have to extend 1.5 million in liability coverage.

274 |

@MFsyrup

1 week ago

That effective power on message was top tier. Your editor goes crazy on these

86 |

@AG-iu9lv

1 week ago

Also pay on time, every time.

Always check with your carrier, but generally, using your vehicle to meet clients, and even transporting them without pay (for instance, picking a client up at their office to get lunch or coffee) does not require commercial endorsement. Same with having product literature or other non-chemical, non-hazardous business-related items in your vehicle. Always double check, though.

20 |

@frenchyproductions9692

1 week ago

Oh wow, that "effective power" thing is a real throwback hahaha

72 |

@daijourcalloway998

1 week ago

Former state farm claims rep. He is 1000% correct. Especially with the commercial coverage. They DO NOT PLAY ABOUT COMMERCIAL COVERAGE!

4 |

@Kevin-bl6lg

1 week ago

That's why it is just more convenient to grab some unlocked car from the parking lot. Then drive around, do your door dash/ uber/ etc. ...then leave the car at the end of your shift.

216 |

@SparkyThePikachu100

1 week ago

As an insurance agent,Iā€™d say these are probably the most important things to know. Iā€™d like to add that most endorsements to a policy take effect the day after the request with some exceptions so itā€™s always good to request policy changes a day ahead of time

4 |

@PtylerBeats

1 week ago

Someone chased me down and rammed into me on the highway last year, and his insurance dragged it out for so long and eventually told me that they werenā€™t going to cover it because of a commercial coverage issue. I donā€™t remember the exact wording, but they said that he wasnā€™t using his vehicle in a manner consistent with his policy or something. So I had to go through my own insurance. Luckily, because it counted as ā€œuninsured motorist,ā€ I didnā€™t have to pay a single dime out of pocket, but it was a weird situation

61 |

@chrisg8477

1 week ago

As a Florida Insurance agent, I support this message!

Btw - this also applies for people doing package delivery like amazon flex etc, you need commercial insurance.

52 |

@Muhammadwasapedo

1 week ago

FINALLY!!! There are many people/companies that dont have drivers with commercial licenses driving their class C trucks, vans, and other vehicles around. You need a commercial license if using the vehicle for commerce.

345 |

@ianmatos7823

1 week ago

As an insurance agent that is exactly what we tell all our clients

18 |

@Suchayoutuber

1 week ago

If you're doing Uber eats or doordash you cannot realistically afford commercial insurance

126 |

@constitutionalli7522

1 week ago

Do one on being uncollectible vs. judgment-proof next!

5 |

@NybergCarl

1 week ago

Companies, including restaurants, that hire drivers, should be required to inform drivers of commercial insurance obligations and be required to periodically check if drivers have commercial insurance.

32 |

@benoithudson7235

1 week ago

For most people driving Uber, lawyers will find them and they will find ā€¦ crickets. Life-changing amounts for you, but nowhere near enough to pay the lawyer.

31 |

@stephenj9470

1 week ago

For Rideshare, this is how I understand it:
- Uber/etc. covers you when a customer is in the car.
- Uber MIGHT cover you en route to get a passenger (after accepting a trip). Can't remember for sure.
- Uber DOES NOT cover you while you're waiting for a trip, and neither does your insurance. You NEED to pay for "gap insurance" through your insurer to cover that gap, or else you're uninsured.

2 |

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