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💳 Struggling with high-interest debt?
Here are 3 smart ways to consolidate what you owe and lower your monthly payments.

💡 Option 1: Personal Loan
Refinance expensive debt with a lower APR—but you’ll need good to excellent credit to qualify for the best rates.

🏠 Option 2: Home Equity Loan
Tap into your home’s equity to pay off high-interest balances. Again, strong credit is key.

💳 Option 3: Balance Transfer
Use a credit card balance transfer to move debt from a high-interest card to a 0% intro APR offer for 12–18 months (usually a small 2–4% fee).

In this video, I break down the pros and cons of each method so you can pick the right strategy and start saving money today.

#DebtConsolidation #PersonalFinance #CreditScore #DebtFreeJourney #MoneyTips #CreditRepair #BalanceTransfer #HomeEquity
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RYD date created : 2025-09-24T19:11:39.019841Z
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