Open Enrollment
13 videos • 22 views • by Blue Cross Blue Shield of Michigan Open enrollment is a time each year, typically in the fall, when health plans allow members to enroll in a new plan or to make changes in their coverage for the upcoming year. This is the main time to sign up for health insurance. The dates of your open enrollment period depend on how you get health insurance. If you get health insurance through an employer, through the individual marketplace on healthcare.gov or through Medicare, you will have an open enrollment period. Open enrollment provides members and any family members on their plan a time to make changes for the coming year. It’s a good time to evaluate if the amount you spent on health care – from the monthly premium to any out-of-pocket costs – lined up with your health care needs. Make sure you understand the two main types of health insurance plans – HMO and PPO plans – before making your final decisions. Health plan advisors can help you decide which Blue Cross and BCN plans are right for you. Call 1-855-237-3501 or the number on the back of your card.