Personal Injury Attorney Boynton Beach, Florida
193 videos • 2 views • by Fischetti Law Group If you or a loved one have been Injured in a car accident, wait no longer. Call 833-MIKE-247 or contact us now to schedule your completely FREE, no-obligation consultation. No fees are charged unless we win. Our bilingual team has the skills and experience to help you get the maximum compensation for your car accident claim. THE 3 R’S OF PROPERTY DAMAGE CAR RENTAL – KEEP ON THE MOVE If you’re having difficulty finding a rental car and are unable to afford the cost until your car is fixed, contact a car accident attorney at The Fischetti Law Group. The firm will investigate your claim and find the coverages on all policies. Your Policy: If your policy includes rental coverage, rental costs can be covered. Most policies cover up to a daily and total policy limit. Other Driver’s Policy: If the at-fault policy includes rental coverage, rental costs can be covered. Most policies cover up to a daily and total policy limit. The at-fault insurance can advise if the claim covers a rental. CAR REPLACEMENT – TOTAL LOSS CLAIMS An insurance company can consider a vehicle a total loss if: Repair costs are more than its ACV The damage amount meets a state’s total loss threshold Damages exceed their pre-accident value according to a state’s total loss formula The car can’t be repaired due to extensive damage There are multiple methods that insurance companies use to determine the cost of replacing your car. If you don’t agree with the insurance company’s offer we can make a counteroffer for what you believe is fair. If the insurance company refuses to budge on the offer for your car’s value, you can either accept their offer or we can file a lawsuit on your behalf to get your car’s fair market value. CAR REPAIRS – GET BACK ON THE ROAD Use your collision coverage – The fastest way to get started on your car repairs is to use your own collision insurance. This requires filing a claim and paying your deductible. Then, your insurance company will start a process to collect the payments made on your claim from the at-fault insurance and will help you recover any out-of-pocket expenses. This process is called subrogation. Choose the repair shop of your choice – An insurance adjuster from the at-fault party may try to pressure or persuade you into using one of their preferred repair shops. This is because they have a preset contractual rate with the body shops, so they can save their insured’s money. Only use a car repair shop that you feel comfortable with. COMMERCIAL VEHICLES Commercial vehicles cause some of the most devastating accident injuries, owing to their heavy weight and large size. A car accident involving a commercial vehicle can be even more complicated since there are parties other than the driver that may be at fault. Depending on the unique circumstances involved, any of the following parties may be held liable for a commercial vehicle accident: The commercial vehicle driver; The driver’s employer; The company that owns or leases the vehicle; The person or company responsible for the vehicle’s maintenance; and/or The vehicle’s manufacturer or the manufacturer of a certain vehicle part. DISTRACTED DRIVING Distracted driving is the act of driving while engaging in other activities which distract the driver’s attention away from the road. Distracted driving is any activity that diverts attention from driving, including: Talking or texting on your phone Eating and drinking Talking to people in your vehicle Fiddling with the stereo, entertainment, or navigation system Anything that takes your attention away from the task of safe driving. REAR-END ACCIDENTS In Florida, when two vehicles collide and the back car is found to be at fault, there’s a legal presumption of negligence that will attach itself to them. Rear-end collisions are some of the most common types on our roads today. A rebuttable presumption means that, although it is assumed the rear-end driver is at fault, the rear-end driver will have a chance to challenge this presumption and he or she will not be automatically found guilty. If you have been rear-ended, contact an experienced car accident attorney today by scheduling a free case consultation. ROLLOVER ACCIDENTS A rollover is a type of vehicle crash in which a vehicle tips over onto its side or roof. Rollover accidents have a higher fatality rate than other types of vehicle collisions. Fatalities result in 50% of rollover crashes 80% of rollover fatalities were not wearing seatbelts at the time of the crash 55% of all single-car crashes involve vehicle rollovers 75% of all rollovers involve SUVs, minivans, or pick-up trucks Approximately 28,000 rollover accidents occur in the US each year