Understanding Genetics
5 videos • 3 views • by Tigerlily Foundation Genetics is the study of genes or parts of genes that have a known function. Genetics looks at how characteristics are passed on from one generation to the next, and it can help you and your family learn about how conditions such as breast cancer is inherited, what screening and testing options are available, and what treatments are available. Genetic testing is a type of medical test that examines your DNA to reveal changes in your genes that may cause illness or disease such as breast cancer. There are over 1,000 genetic tests in use, and more are being developed. Genetic testing is voluntary, and the results are confidential, like the rest of your medical record. The cost of testing ranges from $300 to $5000 depending on the complexity of the test. In many cases, health insurance plans will cover the costs of genetic testing when it is recommended by your doctor. The Affordable Care Act requires insurance plans that began on or after August 1, 2012 to cover genetic testing costs when the test is recommended by a provider. Further, if you have a BRCA1/2 gene mutation, the Affordable Care Act requires coverage of counseling to help you decide if taking medications to lower breast cancer risk is right for you. Health insurance providers have different policies about which tests are covered, so be sure to contact your insurance company beforehand to ask about coverage. You may also choose to pay out-of-pocket for the test if you are worried that the results of a genetic test can affect your insurance coverage. In this case, find out more about your state’s privacy protection laws before asking your insurance company to cover the costs.