Welcome to my Channel!
This is my journey trying to pay off £20K+ in debt and also being more organised with my budget.
A bit about me:
I used to be single so this was a single budgeting journey whereas now my Partner has moved in and we are are in the exciting stage of potentially getting a house together and budgeting for other life events.
My take home salary is about £2,500 plus expenses so I'm calling this 'Middle Income' but essentially at this point if I lost my job I wouldn't be able to keep up with any monthly payments!
I have branded myself as 'Hybrid Budgets' because although I LOVE Cash stuffing and Cash Stuffing videos, it doesn't work for me. I budget and save using Bank Pots but the same principle could be used using cash envelopes. I am Monthly salaried so I will upload my Budget videos monthly along with a debt update!
So welcome!
Join me on my journey to becoming more financially secure and
HAPPY BUDGETING!