Hello, my name is Veronica and i will be sharing my solo journey to early retirement. My husband and i started budgeting in 2018 to get out of debt. We used Dave Ramsey baby steps as a guide.
Fast forward to 2021 we were consumer debt free with a mortgage to pay down. I found the cash envelope system and fell in love with concept even though i did not use cash often. I have been using the cash envelope system since April 2021. Presently we are paying off our mortgage and using the cash envelope system to build savings, emergency fund, etc.
Update! We paid off our mortgage in September 2023! Moving forward we will saving and investing aggressively for early retirement.
mail
p.o. box 73
northport , al 35476